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Money
What Do You Need to Open a Bank Account?
When you’re opening a bank account, you’ll need a government-issued ID and proof of address. But there are some other things you may not have thought about.
Ramsey Solutions
Money
What Is APY and How Is It Calculated?
Ever seen “APY” on a bank website? It’s just an abbreviation for “annual percentage yield,” which is banker talk for how much your savings account will earn over time. APY is usually just a bit higher than the interest rate because it includes compound interest.
Ramsey Solutions
Money
What Is a Checking Account?
Whether you use one every day or you’ve never set one up, here’s everything you need to know about a checking account.
Ramsey Solutions
Money
How to Balance a Checkbook
Balancing a checkbook and keeping track of all your expenses are great ways to start on the path to budgeting. How do you do it? Get started with a step-by-step guide, and take control of your money.
Ramsey Solutions
Money
What Is a Prepaid Debit Card?
Are prepaid debit cards a good way to manage your money?
Ramsey Solutions
Money
What Is a Debit Card?
A debit card is a card linked to your bank account and used to make purchases without going into any debt. We have what you need to know about how debit cards work and how to get one.
Ramsey Solutions
Money
Credit Union vs. Bank: Which Is Right for You?
Are credit unions better than banks? Are they really that different? We’re comparing the pros and cons of credit unions vs. banks and why one might be a better fit for you.
Ramsey Solutions
Money
What Is a Student Checking Account and Do I Need One?
A student checking account is an account that offers you basic check-writing and debit card services, with a few extras aimed at the 16–25 crowd. If that’s you, head to a branch or laptop today.
George Kamel
Money
How to Fill Out a Money Order
Learn how to fill out a money order to quickly send or receive payments.
George Kamel
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.