Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

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See the 7 Baby Steps

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Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
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In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

4 Most Common Types of Bank Accounts

10 min read

The best type of bank account is the one that helps you take control of your money and meet your money goals faster. Find out what type of bank accounts are out there so you can pick the best one for you.

Ramsey Solutions

Money

What Is a Savings Account?

7 min read

Is a savings account worth having? Well, apart from encouraging you to—well—save, it’s a way to help you focus on a positive financial future for you and your family.

Ramsey Solutions

A smart phone displaying a new, better bank.

Money

How to Switch Banks

6 min read

Switching banks isn’t as easy as switching on a light, but it’s not rocket science either. The biggest hurdle is taking time to complete all the steps. We’ll walk you through it.

Ramsey Solutions

A man is taking a photo of a check to deposit it in his online bank account.

Money

Are Online Banks Safe?

7 min read

Just like brick and mortar banks, online banks can get robbed. But when you do your homework, you can choose one you can trust. We’ll show you how to keep your money safe.

Ramsey Solutions

Money

Chip Debit Cards: What You Need to Know

9 min read

There's a lot of confusion going on around the new EMV chip debit cards. Here's an in-depth look at what the chip debt cards are, the history behind their creation, and how this affects you.

Ramsey Solutions