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Money
How to Save Money in College
You don’t have to eat ramen every single night in order to save money and ditch the debt when you’re in college. Here are some other ways to stack that cash!
Ramsey Solutions
Money
Affirm Review: How It Works and Is It Safe?
Buy now, pay later options like Affirm are all the rage, but they’re really just debt in disguise. Find out why you shouldn’t click that “pay with Affirm” button at checkout.
Rachel Cruze
Money
Upgrade Personal Loans Review
Don’t be fooled by the name—doing business with Upgrade won’t actually upgrade your finances. Here’s why you should steer clear of Upgrade loans.
Ramsey Solutions
Money
How to Save Money on Groceries
Fighting high prices can make grocery shopping feel like an Olympic sport. Here’s the inside scoop on how to save money on groceries.
Rachel Cruze
Money
Debt Validation Letter: What It Is and How to Request One
Are you being hounded by debt collectors? Find out how to request a debt validation letter and protect yourself from paying a debt that isn’t yours!
Ramsey Solutions
Money
College Packing List on a Budget
Prepare for a new school year and moving into a dorm room with this college packing list.
Ramsey Solutions
Money
Trump Is the New President, but You’re Still in Control of Your Money
The election is officially behind us, and Donald Trump will be the next president. But at the end of the day, what happens in your house is more important than what happens in the White House.
Ramsey Solutions
Money
How to Get the Most Out of College Visits
College visits can be overwhelming—but don’t stress! Here’s a step-by-step plan for what to do before, during and after each visit.
Ramsey Solutions
Money
10 Best Colleges in Georgia
Curious about going to college in the South? We’ve ranked the 10 best colleges and universities in Georgia for you to explore. Learn more about tuition, class sizes and more.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You’re Either Building Wealth or Losing It
Wednesday, October 15 | Hour 0
Wednesday, October 15 | Hour 0
You’re Either Building Wealth or Losing It
Dumb Financial Decisions Stunt Your Financial Growth
Tuesday, October 14 | Hour 0
Tuesday, October 14 | Hour 0
Dumb Financial Decisions Stunt Your Financial Growth
You Won’t Win With Money by Accident
Monday, October 13 | Hour 0
Monday, October 13 | Hour 0
You Won’t Win With Money by Accident
Your Financial Chaos Ends Today
Friday, October 10 | Hour 0
Friday, October 10 | Hour 0
Your Financial Chaos Ends Today
You Can Stay Broke Or Start Changing
Thursday, October 9 | Hour 0
Thursday, October 9 | Hour 0
You Can Stay Broke Or Start Changing
A Written Plan Will Always Keep You On Track
Wednesday, October 8 | Hour 0
Wednesday, October 8 | Hour 0
A Written Plan Will Always Keep You On Track
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.