Frequently Asked Questions

What’s the difference between the homeschool and classroom versions?

Both versions cover the same core video lessons and textbook content—the difference is in how they're built to be used.

The homeschool editions are designed for individual or co-op use at home, with a shared parent/student account and a self-guided structure. They include fewer activities than the classroom versions, and each is built for a single student rather than a group. Foundations in Personal Finance: Homeschool Edition also includes optional devotionals and a case study for each chapter.

The classroom versions include individual student logins, teacher management tools through Ramsey Classroom, and group-based activities designed for a traditional classroom environment—72 in Foundations in Personal Finance and 49 in Foundations in Economics.

How long does it take to teach the curriculum?

Foundations in Personal Finance and Foundations in Economics can be taught in one semester or over a full year. The classroom edition includes 45-, 90- and 180-day pacing guides, while the homeschool edition includes a 39-week pacing guide based on 3–5 hours per week.

How much parent involvement is required?

The curriculum is built to be self-guided. Students can watch lessons, take pre-tests, read chapters and complete activities on their own. But it works just as well as a parent-led course. 

Is the physical textbook required?

No. The fully digital product includes a digital textbook. We recommend the physical textbook if your student learns best with pen and paper, or will want to reference the content after their online access expires.

If I purchase a curriculum, how do I get started?

For the print and digital product, wait for your textbooks to arrive then activate using the included voucher code. For the fully digital product, you'll receive a voucher code and set-up instructions by email. Have more questions? Visit the help center.

If my kid(s) are a part of a co-op, how do I move forward?

You have two options. You can purchase the homeschool product for your child individually or connect with your co-op administrator about bringing Ramsey Education curriculum into the co-op classroom.

Does Foundations in Personal Finance include religious content?

Foundations in Personal Finance includes quotes from a wide range of sources, including financial experts, historical leaders and classical texts such as the Bible. When biblical texts appear, they're handled in a way that meets constitutional guidelines for public schools—no religious instruction, no proselytizing. Foundations in Personal Finance: Homeschool Edition also includes optional devotionals, one per chapter, for families who want to explore the biblical perspective on finances.

What if I have more than one student?

Homeschool pricing covers one student with add-ons available for each additional child. Classroom pricing is based on the total number of students and is often the better fit for co-ops.

Is there a discount purchasing for 10+ homeschool students?

There's no bulk discount for the homeschool product. If you're purchasing for 10 or more students, reach out to one of our curriculum advisors at 877-410-3283. They’ll help you find the best fit!

If I’m a homeschool co-op instructor, who can I contact for questions?

For general questions, email us at homeschool.help@ramseysolutions.com. If you're purchasing for 10 or more students, call us at 877-410-3283 or email ramsey.education@ramseysolutions.com. We'll help you find the best fit!