Ramsey Solutions Research
Ramsey Solutions is your trusted source for the latest insights on topics like money, retirement and small business.
AUGUST 9, 2021
The State of Personal Finance 2021 Q2
The latest quarterly release of The State of Personal Finance study from Ramsey Solutions digs into these issues as well as the impact of inflation on Americans’ household finances, confusion around child tax credit payments, and concerns about a booming seller’s real estate market.
MAY 3, 2021
The State of Personal Finance 2021 Q1
Stress, worry, fear—Americans feel a range of emotions when it comes to money. In fact, they report personal finances and money as their number one cause of significant stress.
MARCH 3, 2021
The 2021 SmartDollar Financial Wellness Benefits Study
Employees need help with their money, and employers are uniquely positioned to provide that help through financial wellness benefits.
JANUARY 7, 2019
The National Study of Millionaires
America may be called the land of opportunity, but few Americans today really believe they have what it takes to become a millionaire.
OCTOBER 25, 2018
The State of Debt Among Americans
While America is listed among the world's richest nations, the average American debt continues to weigh its citizens down.
FEBRUARY 7, 2018
Money, Marriage and Communication
This Ramsey Solutions study reveals the link between relationship problems and finances.
SEPTEMBER 14, 2016
Today's Retirement Crisis
A slight majority of Americans (58%) currently save for retirement, but age, income, gender and marital status influence who saves and how much. Even among the savers, few set aside enough to afford a secure retirement. Is it possible for our retirement dreams to ever match up with reality?
AUGUST 22, 2016
Students and Money
Most adults learn about money the hard way—through personal experience. But high school students who learn about personal finance in the classroom gain the knowledge they need to avoid common mistakes and the confidence they need to tackle complex money matters.
AUGUST 10, 2016
Stress and Anxiety Surrounding Retirement
Many Americans lose sleep thinking about retirement. Saving more might seem like a simple solution to this sleep loss problem, but a survey commissioned by Ramsey Solutions shows money isn't enough on its own to ease retirement worry. People also need a plan and a goal.
What Is Ramsey Solutions Research?
This is research done by Ramsey Solutions' top notch in-house research team, focusing on personal finance, retirement, behavior change and small business/entrepreneurship. Nationally recognized speakers and publications frequently cite our research. Need help crafting a story? We can help.