Ramsey Solutions Research

Ramsey Solutions is your trusted source for the latest insights on topics like money, retirement and small business.

MAY 3, 2021

The State of Personal Finance 2021 Q1

Stress, worry, fear—Americans feel a range of emotions when it comes to money. In fact, they report personal finances and money as their number one cause of significant stress.

MARCH 3, 2021

The 2021 SmartDollar Financial Wellness Benefits Study

Employees need help with their money, and employers are uniquely positioned to provide that help through financial wellness benefits.

JANUARY 7, 2019

The National Study of Millionaires

America may be called the land of opportunity, but few Americans today really believe they have what it takes to become a millionaire.

OCTOBER 25, 2018

The State of Debt Among Americans

While America is listed among the world's richest nations, the average American debt continues to weigh its citizens down.

FEBRUARY 7, 2018

Money, Marriage and Communication

This Ramsey Solutions study reveals the link between relationship problems and finances.

SEPTEMBER 14, 2016

Today's Retirement Crisis

A slight majority of Americans (58%) currently save for retirement, but age, income, gender and marital status influence who saves and how much. Even among the savers, few set aside enough to afford a secure retirement. Is it possible for our retirement dreams to ever match up with reality?

AUGUST 22, 2016

Students and Money

Most adults learn about money the hard way—through personal experience. But high school students who learn about personal finance in the classroom gain the knowledge they need to avoid common mistakes and the confidence they need to tackle complex money matters.

AUGUST 10, 2016

Stress and Anxiety Surrounding Retirement

Many Americans lose sleep thinking about retirement. Saving more might seem like a simple solution to this sleep loss problem, but a survey commissioned by Ramsey Solutions shows money isn't enough on its own to ease retirement worry. People also need a plan and a goal.

What Is Ramsey Solutions Research?

This is research done by Ramsey Solutions' top notch in-house research team, focusing on personal finance, retirement, behavior change and small business/entrepreneurship. Nationally recognized speakers and publications frequently cite our research. Need help crafting a story? We can help.