Top 15 Cash-Back and Coupon Apps to Save You Money

4. Fetch

Fetch is about as simple as it gets. You snap a picture of almost any receipt from almost any store and earn points—without having to add offers to your app beforehand.

Those points can be redeemed for gift cards to popular retailers and restaurants. While you won’t get actual cash with Fetch, it’s still an easy way to earn rewards from purchases you’re already making.

Fetch also partners with specific brands to offer bonus points, but you don’t have to buy those products to earn something.

How you earn rewards: You earn points by uploading receipts from eligible purchases.

Best for: This app is best for earning low-effort rewards on everyday purchases.

Watch out for: Rewards can only be redeemed for gift cards, not cash.

5. Upside

Upside is especially helpful for saving money on gas, groceries and dining out. Before you shop, check the app for offers at nearby locations, then pay as usual. (The app’s handy map feature makes it easy to plan your errands around the best deals.)

Once your purchase is confirmed, you earn cash back that can be transferred to your bank account, PayPal or a gift card. Processing payouts can take a few days, but the setup and earning process is straightforward.

How you earn rewards: You earn cash back on eligible gas, grocery and restaurant purchases.

Best for: This app is best for getting cash back for gas and food.

Watch out for: You’ll need to link a card so Upside can verify your purchases.

6. RetailMeNot

If you’re a deal lover, you’ve probably heard of RetailMeNot. When I’m shopping online or looking for promo codes, it’s the first place I check. It’s quick, it’s easy, and it lets me know if there’s a code or discount for whatever I’m planning to buy, whether that’s a new denim jacket or a gluten-free pizza.

In addition to discounts, RetailMeNot also offers cash back at select retailers—and sometimes lets you stack a promo code and cash back on the same purchase. Now that’s what I’m talking about!

The trade-off is patience. Cash-back approvals can take several weeks.

How you earn rewards: You earn savings through promo codes and cash back on select purchases.

Best for: This app is best for online shopping and stacking coupons with cash back.

Watch out for: Cash-back approvals can take several weeks.

7. Checkout 51

Checkout 51 focuses on cash back for groceries and gas—two things most people already budget for. Instead of hunting for random deals, you browse a list of available offers directly in the app and choose the ones that match what you already plan to buy.

New offers are added weekly, so there’s always something fresh to check before your regular grocery run. After you shop, you simply select the offers you used and upload a photo of your receipt using the app. Once your receipt is approved, cash back is added directly to your account.

How you earn rewards: You earn cash back by purchasing featured grocery items and gas.

Best for: This app is best for earning cash back on budget staples like food and fuel.

Watch out for: Offers rotate weekly, so timing your purchases matters.

8. Swagbucks

Swagbucks offers all sorts of ways to earn rewards, including shopping online, taking surveys, watching videos, and searching the web. When you use the browser extension (the SwagButton), you can get deal alerts when you’re shopping online too.

The flexibility is nice, but not every option is efficient. Shopping rewards tend to be the best use of time, while surveys and games can pay very little.

How you earn rewards: You earn points by shopping online and completing select activities.

Best for: This app is best for people who want flexible ways to earn rewards.

Watch out for: Some tasks pay very little and may not be worth your time.

9. Target App

My family spends enough at Target that it has its own line item in our EveryDollar budget. If this sounds familiar, you’re missing out if you don’t take advantage of Target Circle Rewards in the Target app.

The Target app helps you browse Target’s current deals and apply Target Circle savings. And if you want to save even more, check out Target’s store debit card (known as the Circle Card) to get 5% instant savings on all purchases. Just don’t get it confused with the credit card they offer (also called the Circle Card). Never ever fall for Target’s credit card (or any credit card, for that matter).

How you earn rewards: You earn savings through discounts and special offers on Target purchases.

Best for: This app is best for people who shop at Target regularly.

Watch out for: You must add offers in the app before checking out to receive savings.

10. Slickdeals

With Slickdeals, you can type in the item you’re looking for and sign up for a custom deal alert. It’ll let you know when your item is on sale or when there might be a deal. You can even vote on deals and post new deals yourself to let others in on the money-saving goodness. Just know—this app promotes and advertises specific deals that may not even be the best available for that item.

When you make your purchases through their website, app or browser extension, you’ll collect points that can be redeemed through PayPal or gift cards.

How you earn rewards: You earn rewards by tracking deal alerts and shopping through Slickdeals links.

Best for: This app is best for planned or big-ticket purchases.

Watch out for: The featured deals aren’t always the best available, so it’s smart to double-check.

11. Shopkick

Shopkick is like other saving apps out there that use rebates, but instead of getting cash for your points, you can redeem them for gift cards.

But here’s the best part: Shopkick lets you earn points (called kicks) just for walking into stores, scanning products or watching short videos. You don’t even have to buy anything to earn rewards, which is fun—as long as you don’t turn it into an excuse to wander the aisles impulse shopping.

How you earn rewards: You earn points by visiting stores and scanning eligible products.

Best for: This app is best for earning gift card rewards without spending money.

Watch out for: It’s easy to get distracted and impulse shop while earning points.

12. CamelCamelCamel

Next on the list is CamelCamelCamel (no affiliation with this Kamel), a free Amazon price tracker. It’s technically a website and browser extension and not an app—but it’s still a great way to save money while shopping online. You can sign up for price-drop alerts on items you’ve got your eye on. Pretty great, right?

Let’s say you’re in the market for a new TV, but you don’t want to spend the list price on Amazon. That’s where its free browser extension, The Camelizer, comes in. Just sign up for price-drop alerts, and you’ll get a notification in your email telling you when the price has dropped.

How you earn rewards: You save money by receiving price-drop alerts on tracked Amazon items.

Best for: This tool is best for people who shop on Amazon regularly.

Watch out for: This tool only tracks prices for Amazon products.

13. Flipp

Let’s say it’s Black Friday, Valentine’s Day or one of the other deal-heavy holidays, and you’re wishing there was one place to see all the best-priced items at your go-to stores. Oh, but there is! It’s called Flipp.

And when it isn’t a shopping-focused season, Flipp still helps you save money on normal things by letting you browse tons of digital weekly ads. You can make your meal plan and grocery list based on the sales without navigating a million sites.

How you earn rewards: You save money by comparing prices and browsing weekly deals.

Best for: This app is best for meal planning and weekly shopping.

Watch out for: This app works best if you plan your shopping ahead of time.

14. GasBuddy

This one’s an oldie but a goodie. GasBuddy will search your local area and find the cheapest gas prices near you. Then all you have to do is get yourself to the pump and fill up.

You can also earn “GasBack” rewards when you shop at certain stores—those rewards are automatically applied at the pump when you use the Pay with GasBuddy card. No, it’s not a credit card, but it’s not quite a debit card either. Instead, it’s a gas payment card that links to your checking account. Every time you use it, you’ll save up to 33 cents per gallon at the gas pump.

How you earn rewards: You earn savings through fuel discounts and by tracking gas prices.

Best for: This app is best for saving money on gas.

Watch out for: You can earn extra GasBack by buying items in gas station convenience stores—but those prices are often inflated. Don’t spend more than you need just to get a little back at the pump.

15. GoodRx

Prescription drug costs can derail your budget quickly. But how do you know if you’re paying too much for your prescriptions? Check out GoodRx!

Just type the name of your prescription in the search bar along with your zip code. The website or app will show you which pharmacies in your area carry it and how cheap (or not) it is. Plus, they give out extra coupons every now and then for even more savings.

How you earn rewards: You earn savings through prescription discounts and coupons.

Best for: This app is best for lowering the cost of prescription medications.

Watch out for: Prices vary by pharmacy, so always compare before filling a prescription.

How to Manage the Money You Save

Apps and websites that help you save or earn money are awesome for getting rewards and discounts on purchases you’d make anyway. But you should never buy something just because you get cash back or it’s on sale. Just because it’s on sale doesn’t mean it’s a good deal (especially if you didn’t actually need it). Remember, everything is 100% off when you don’t buy it!

And if cash-back apps still don’t move the needle for you, that’s okay. You can find plenty of other ways to make extra money online, like skill-share websites, tutoring or even selling stuff you no longer use. No matter how you bring in extra cash, what matters most is what you do with it.

That’s where a budget comes in. Ramsey’s EveryDollar budget app does more than just help you track your spending—it actually helps you find more margin every month! Just download the app, answer a few questions, and we’ll build you a plan to free up thousands in margin to put toward your goals.