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If Normal Is Broke. . .
. . . be weird in 2026! With our EveryDollar budget app, you’ll find extra money to beat debt, build wealth, and live like no one else.
Don’t Let Taxes Overwhelm You
Do tax prep early this year with a service you trust. Whether you plan to file solo or need a pro’s support, we’ll help you get there with ease.
Tools That Fuel Your Budget
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Find Your Starting Point
The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
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Select the answer that most applies to you and continue the assessment.
Find the Personal Finance Guidance You Need
Don’t settle for being “normal” with money. Build stronger money habits that’ll help you make the most of every dollar.
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
When the Numbers Feel Crushing, There’s Still Hope | February 26, 2026
Thursday, February 26 | Hour 0
Are You Ready To Live Differently To Win? | February 25, 2026
Wednesday, February 25 | Hour 0
Don't Get Pulled Into the Gravitational Pull of Drama | February 24, 2026
Tuesday, February 24 | Hour 0
Financial Freedom Gives You Safety, Not Risk | February 23, 2026
Monday, February 23 | Hour 0
Take Ownership Of Where Your Life Is Headed | February 20, 2026
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Financial Control Starts with Honest Conversations | February 19, 2026
Thursday, February 19 | Hour 0
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.