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Tell Your Money Where to Go Instead of Wondering Where It Went

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In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

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EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

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Find Your Starting Point

The 7 Baby Steps​​​​​​ are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on. 

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Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

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Money

How to File a Tax Extension

Filing a tax extension will give you extra time to get your documents together and file your tax return, but how exactly do you get an extension? Let’s dive into the details.

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How Much Should I Have in Savings?
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How Much Should I Have in Savings?

If you’re wondering how much you should have in savings, it depends on your current money situation. So, let’s start with a broad answer and then walk through how to find your specific number!

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12 Cheapest Places to Travel
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12 Cheapest Places to Travel in 2025

Are you so ready to get out of town? You don’t have to break the bank to visit these 12 cities. They have lots of free or cheap attractions that will make your heart—and your budget—happy.

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Are Moving Expenses Tax-Deductible?

Moving costs can skyrocket in no time, and before you even get into your new home your budget is blown. So, if you’re looking for ways to save, let’s discuss what moving costs are tax-deductible.

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Filing Taxes After Divorce

Going through a divorce can throw your finances into chaos, but facts are your friend when things get messy. Let’s look at everything you need to know about filing taxes after divorce.

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Last minute tax tips.
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Tax Tips for Procrastinators

Procrastinating on filing your taxes can cost you time and money. Here are some tips to make sure you don’t end up in a mess this tax season.

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Ramsey Shows and Podcasts

Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.

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What Is a Budget?

A budget is a simple plan for your money—helping you breathe easier and reach your goals.

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Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.

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Step 1: Save $1,000 for your starter emergency fund.

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Step 2: Pay off all debt (except the house) using the debt snowball.

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Step 3: Save 3–6 months of expenses in a fully funded emergency fund.

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Step 4: Invest 15% of your household income in retirement.

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Step 5: Save for your children’s college fund.

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Step 6: Pay off your home early.

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Step 7: Build wealth and give.