Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.
In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.
You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.
The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
Getting rich is possible. For anyone. No trust funds or lotto winnings required. Follow these eight tips and see how to build wealth that lasts.
Filing a tax extension will give you extra time to get your documents together and file your tax return, but how exactly do you get an extension? Let’s dive into the details.
If you’re wondering how much you should have in savings, it depends on your current money situation. So, let’s start with a broad answer and then walk through how to find your specific number!
Want to know how to start a financial coaching business? Here are nine steps to help you launch your very own practice.
Are you so ready to get out of town? You don’t have to break the bank to visit these 12 cities. They have lots of free or cheap attractions that will make your heart—and your budget—happy.
Moving costs can skyrocket in no time, and before you even get into your new home your budget is blown. So, if you’re looking for ways to save, let’s discuss what moving costs are tax-deductible.
Going through a divorce can throw your finances into chaos, but facts are your friend when things get messy. Let’s look at everything you need to know about filing taxes after divorce.
Need some cash to make it to payday? While not as bad as a traditional payday loan, money-lending apps like Dave won’t actually help you get ahead with your money.
Procrastinating on filing your taxes can cost you time and money. Here are some tips to make sure you don’t end up in a mess this tax season.
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
Filter what episodes and topics you want to hear using the Ramsey Network app.
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.