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Money
What Is a 1099 Employee? Everything You Need to Know
A 1099 employee is just another name for an independent contractor. If you own a business, we have tips and guidelines for hiring contractors and reporting their income with a 1099-NEC tax form.
Ramsey Solutions
Money
What Is a 1099-NEC?
If you’re self-employed, you’ll receive a 1099-NEC listing the income you earned as an independent contractor. Don’t toss them out. You’ll need them to file your taxes. Take a look to learn more.
Ramsey Solutions
Money
How Will Biden’s American Rescue Plan Affect Your Money?
Everything you need to know about the American Rescue Plan.
Ramsey Solutions
Money
What Is an Inheritance Tax and Do I Have to Pay It?
Losing a loved one is tough, and an inheritance is little comfort when it comes to grief. But to top it all off, you might have to pay an inheritance tax, which is assessed by six states.
Ramsey Solutions
Money
What Is a Government Shutdown and How It Could Affect You
The term “government shutdown” gets thrown around a lot. But what even is a government shutdown? And could it affect your wallet?
Ramsey Solutions
Money
Which States Have No State Income Tax?
From the beaches of South Florida to the glaciers of Alaska, no-income-tax states come in all shapes and sizes. It’s time to take a closer look at the nine states that don’t have a state income tax.
Ramsey Solutions
Money
What Is a QSEHRA?
If you have a small business with less than 50 employees and you're wondering what to do about health care, a QSEHRA is one option. Come learn about QSEHRA, including how to pronounce it!
Ramsey Solutions
Money
How Is Interest Income Taxed?
Most of the time, we have to work hard to make money. But interest income is easy because that’s when your money makes money. It’s like magic! But hold up, you still have to pay taxes on that money.
Ramsey Solutions
Money
4 Tips for a Successful Meeting With Your Tax Advisor
Wondering how to prepare for your meeting with your tax specialist? Here are four tips to get you started—plus a checklist of all the documents you’ll need.
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
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What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
You Can Rebuild No Matter Where You Are
Friday, October 24 | Hour 0
Friday, October 24 | Hour 0
You Can Rebuild No Matter Where You Are
It’s Time To Stop Surviving And Start Winning With Money
Thursday, October 23 | Hour 0
Thursday, October 23 | Hour 0
It’s Time To Stop Surviving And Start Winning With Money
Stop Letting Other People Wreck Your Finances
Wednesday, October 22 | Hour 0
Wednesday, October 22 | Hour 0
Stop Letting Other People Wreck Your Finances
You Can’t Outearn Your Stupidity
Tuesday, October 21 | Hour 0
Tuesday, October 21 | Hour 0
You Can’t Outearn Your Stupidity
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
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Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.