Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Start a Budget

See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
Stay ahead—never miss a bill again.
Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

Start EveryDollar for Free

Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

Working From Home? Home Office Tax Deduction

8 min read

If you have a home office and work as an independent contractor, the home office tax deduction can save you a nice chunk of change. See if you qualify.

Ramsey Solutions

Money

Five States Without Sales Tax

6 min read

Paying sales tax is an everyday annoyance for most of us—unless you live in one of the five states without sales tax. See how living in a state with no sales tax could affect your budget.

Ramsey Solutions

Money

What’s in Biden’s Build Back Better Plan?

10 min read

Build Back Better Plan . . . who? We’ve heard crickets from this plan since last year, but here’s where things stand now.

Ramsey Solutions

Money

Death Tax: The Truth About Estate Taxes

8 min read

If you’re expecting to die someday (and we all are), don’t get caught off guard by estate taxes. See how the federal estate tax impacts the inheritance you hope to leave to your loved ones.

Ramsey Solutions

Money

The American Families Plan: How It Impacts You

8 min read

Dollar signs and more dollar signs—find out what’s in the government’s latest spending plan.

Ramsey Solutions

Money

How to File Taxes for the First Time

11 min read

You know your childhood is over when you have to learn how to file taxes for the first time. Hopefully, these tips will make adulting just a little bit easier.

George Kamel

Money

Who Qualifies for Work-From-Home Tax Deductions?

5 min read

Do you work from home on a part-time or full-time basis? See if you qualify for work-at-home tax deductions, including the home office deduction.

Ramsey Solutions

Money

16 Self-Employment Tax Deductions

11 min read

When you’re self-employed, you have to pay the self-employment tax. The key to lowering your tax bill is through claiming deductions. Check out 16 of our favorite deductions.

Ramsey Solutions