Dave Ramsey started on one station in Nashville back in 1992, sharing practical answers for life’s tough money questions. Today, the show reaches over 18 million combined weekly listeners. He’s also the author of seven bestselling books and has reached over 1 million people through Ramsey Solutions live events. A lot has changed through the years, but Dave and his team's practical advice on life and money has remained consistent.

Switching to Boost Mobile is one great way to get some margin back in your budget. Boost plans are just $25 a month, which would save the average Ramsey fan $140 a month! Yes, Boost plans get you unlimited talk, text, and data, with no contracts, no activation fees, and no legalese in a 6-point font—for $25 a month. Boost offers 5G coverage over 99% of the U.S. And if you’re still not convinced to save money by switching to Boost, they offer a 30-day money back guarantee. So go to BoostMobile.com/Ramsey to switch today.

ALDI helps you save 36% over brand-name products, which adds up to about $4,000 a year for a family of four! From the daily essentials to organic produce, fresh meat and ALDI’s top-quality private label, ALDI has what you need at prices that won’t bust your budget. Plus, there are no membership fees, no gimmicks, no pacing the aisles for hours—just the lowest prices of any national grocery store.

So why pay more for a fancy label? Start shopping smarter at ALDI. Find a store near you and sign up for their emails at ALDI.us.

One of the most important things you can do is protect your home and family in case of an emergency. SimpliSafe offers comprehensive protection against break-ins, fires, floods and more. With their AI-powered cameras, SimpliSafe can identify threats. And with Active Guard Outdoor Protection, their agents can see and speak to intruders to help stop trouble before it even makes it to your door.

Monitoring starts at around $1 a day. Your first month is free, there are no contracts, and SimpliSafe offers a 60-day money-back guarantee. Visit simplisafedirect.com now to help protect what matters most.

When you go against what society thinks is “normal” (like avoiding debt) people might think you’re a little weird. Well, here at Ramsey, we want you to be weird . . . if that includes being intentional with how you budget.

One way to be smart about how you budget for healthcare expenses is with Christian Healthcare Ministries. They’re a biblically based alternative to health insurance: a health cost-sharing ministry that’s helped hundreds of thousands of families take care of over $11 billion in medical bills since 1981. Ramsey has partnered with them since 2010, so if you think the system is working against you, check out all the ways CHM works with you. You’ll see how simple it can be to get the healthcare you need, stick to your financial plan, avoid red tape—and stay true to your values. Join now at chministries.org/budget.

Sometimes the highest thing about higher education is the price. Seriously, student loans are out of control. When your private student loans are past due and you’re struggling to make any payments, it might feel like you can’t breathe. But don’t believe the myth that you can’t do anything about it.

There’s a way out: Refinance your private student loans with Yrefy. Yrefy doesn’t judge. They refinance defaulted private student loans other places won’t touch, and give you a custom, fixed-rate loan built for you, based on your ability to pay.

_{Yrefy is not licensed by the California Department of Financial Protection and Innovation. Yrefy is not authorized by the New York State Department of Financial Services to service any New York loans. Funding may not be available in all states.} 

Health insurance can be confusing. Deductibles? HSAs? Part D? Who can help you understand all that stuff and make sure you don’t get gypped?

Health Trust Financial, that’s who. Health Trust Financial is the ONLY company Ramsey recommends to find you the best health insurance. They don’t work for the insurance companies—they work for you! While other companies are just after premiums, Health Trust Financial cares about taking the time to educate you, saving you money, and shopping different providers to find you the RIGHT health insurance.

Margins are tricky, inventory is variable, and cash flow is king. That’s why modern businesses run on accurate, timely data. And while your business is gaining momentum, sometimes it feels like the wheels are about to come off. Too often, communication breaks down because different systems use different “sources of truth” for key performance indicators. If that sounds like your business, you should upgrade to NetSuite by Oracle.

NetSuite is the top cloud financial system for streamlining accounting, financial management, inventory, HR and more. Since 1998, they’ve been helping businesses manage risk, get reliable forecasts, and improve efficiency. NetSuite is everything you need for smarter decisions, all in one place.

Dave Ramsey started on one station in Nashville back in 1992, sharing practical answers for life’s tough money questions. Today, the show reaches over 18 million combined weekly listeners. He’s also the author of seven bestselling books and has reached over 1 million people through Ramsey Solutions live events. A lot has changed through the years, but Dave and his team's practical advice on life and money has remained consistent.