Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.

Get Out of Debt

Start a Budget

See the 7 Baby Steps

Take the Money Quiz

Tell Your Money Where to Go Instead of Wondering Where It Went

Find $3,015 on average in 15 minutes.
Stay ahead—never miss a bill again.
Get coaching right when you need it.

Find Margin, Beat Debt, Build Wealth

In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.

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Christina I. is using the EveryDollar app where you can find $3,015 of margin in your budget in 30 days. There is a scannable QR code to download the app on your mobile device.

Tools That Fuel Your Budget

You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.

Guide

EveryDollar Guide to Budgeting

Discover the simplest way to plan and track your saving, spending and giving.

Tool

Budget Calculator

Type in your income and get a budget example to begin.

Tool

Debt Snowball Calculator

Check out how fast you can be debt-free for good.

Tool

Student Loan Payoff Calculator

See how to get rid of your student loans once and for all.

Free 3-Minute Assessment

Find Your Starting Point

The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

I try to stay on top of things, but saving money is hard.

I am often stressed about money because of my debt.

I know I could manage my money better with the right plan.

I feel on track with my money but need help with investing.

Learn How to Take Control of Your Money

Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.

Money

Our Best Advice From 25 Years of Financial Coaching

3 min read

You don't have to feel like you're walking the road alone as a financial coach. Here is advice from Dave Ramsey and others on how to be an effective coach.

Ramsey Solutions

Money

How to Get Rid of Your Car Payment and Pay Cash for Your Next Car

5 min read

You don't always have to have a car payment. It's possible to eliminate car payments from your budget for good!

Ramsey Solutions

Money

The Best Way to Improve Your Credit Score

8 min read

Wondering how to increase your credit score? We’ve got the scoop on why that little number isn’t the best measuring tool of success and how to ditch it completely.

Ramsey Solutions

Money

Why Having Debt Doesn’t Disqualify You From Becoming a Financial Coach

3 min read

Yes, you can financially coach people before you’re debt- free! Here’s how one of our very own coaches did it.

Ramsey Solutions

Money

The Most Expensive Pieces of Paper You’ll Ever Own

3 min read

Discover how to afford these huge expenses without adding extra debt payments to your plate.

Ramsey Solutions

Money

The Truth About Financial Coaching: Do You Have What It Takes?

4 min read

If you've ever considered becoming a financial coach, check out the myths (and truths) regarding financial coaching.

Ramsey Solutions

Money

25 Things to Know About Money Before You Turn 25

5 min read

Rachel Cruze reviews 25 things you need to know about money before turning 25!

Rachel Cruze

Image of Hanging Up the Phone with the text,

Money

Don’t Believe the Lies: 5 Myths About What Debt Collectors Can Do

4 min read

If you are facing collection calls, keep your head and don’t panic. Here are some of the more popular myths about dealing with collectors—and the truths behind them.

Ramsey Solutions

Money

Don't Try To Beat The System

2 min read

Many people can think of little ways to "beat the system." We've got some examples of why it's not good when you try to use shortcuts to get ahead with money.

Ramsey Solutions