Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the tools you need to help you take control once and for all.
Tell Your Money Where to Go Instead of Wondering Where It Went
Save More. Spend Better. Budget Confidently.
Get EveryDollar: the app that makes creating—and keeping—a budget simple. (Yes, please.)
In the first month, most EveryDollar budgeters . . .
-
Uncover up to $395 to use toward money goals
-
Cut monthly expenses by 9%
-
Build better budgeting habits
Tools to Help You Win With Money
From budgeting to saving to tax tips and more, see how simple steps will lead to big money wins.
Find Out Where You Are With Your Money
Answer a few questions and get a free, customized money plan that fits your life and goals.
Which one best describes your current money situation?
Select the answer that most applies to you and continue the assessment.
Ramsey Shows and Podcasts
Tune in to real-time stories and practical advice for life’s tough money questions.
Recent Episode
Hope Always Lives on the Other Side of Hurt
The Ramsey Show
Friday, September 19
Hope Always Lives on the Other Side of Hurt
Hope Always Lives on the Other Side of Hurt
Friday, September 19 | Hour 0
Friday, September 19 | Hour 0
Hope Always Lives on the Other Side of Hurt
Do the Right Thing Even When It’s Hard
Thursday, September 18 | Hour 0
Thursday, September 18 | Hour 0
Do the Right Thing Even When It’s Hard
Money Chaos Doesn’t Have to Be Forever
Wednesday, September 17 | Hour 0
Wednesday, September 17 | Hour 0
Money Chaos Doesn’t Have to Be Forever
Debt Is the Enemy of Your Freedom
Tuesday, September 16 | Hour 0
Tuesday, September 16 | Hour 0
Debt Is the Enemy of Your Freedom
Don’t Let Money Drama Keep You Broke
Monday, September 15 | Hour 0
Monday, September 15 | Hour 0
Don’t Let Money Drama Keep You Broke
Slow and Steady Beats Get Rich Quick
Friday, September 12 | Hour 0
Friday, September 12 | Hour 0
Slow and Steady Beats Get Rich Quick
Filter what episodes and topics you want to hear using the Ramsey Network app.
Learn How to Take Control of Your Money
Get in-depth articles full of practical steps to help you budget, pay off debt for good, and build lasting wealth.
Money
How Much of Your Paycheck Should You Save?
How much of your paycheck you should save depends on your financial situation and money goals. Follow these steps to calculate how much of your income to save.
Jade Warshaw
Money
The Average American’s Monthly Expenses
See how much the average American spends each month—and how your own spending stacks up.
Ramsey Solutions
Money
Monthly Expenses to Include in Your Budget
Whether you’re making your first budget or you just want to make sure you’re not forgetting anything, here’s a list of 51 monthly expenses to include in your budget.
Rachel Cruze
Money
Fixed vs. Variable Expenses: The Difference and How to Budget for Both
Fixed expenses stay mostly the same amount each month. Variable expenses change in dollar amount, often based on use. Here's how to budget for and save on both.
Rachel Cruze
Money
Needs Vs. Wants: Understanding the Difference
Deep down we know the difference between a need and want. But in a world of next-day shipping and upgrades, that line can get blurry. Let's get clear on what's what and see how to budget for it all.
Ramsey Solutions
Money
What Are the 4 Walls of a Budget?
The Four Walls are kind of like a "start here" sign for your budget—they help you prioritize your spending and cut costs in a financial crisis. Here’s how.
Rachel Cruze
Explore Trending Money Articles
Get Personal Finance Tips Delivered Straight to Your Inbox
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.