What's up guys, I'm George Kamel.

I’m on a mission to help people spend less, save more, and avoid money traps so they can build wealth and live life on their terms. Think of me like your slightly nerdy friend who delivers helpful money advice (with a healthy dose of snark).

If you want to feel more confident and in control of your financial future, you’re in the right place. I’m super glad you’re here.

George Kamel signature

What's up guys, I'm George Kamel.

I’m on a mission to help people spend less, save more, and avoid money traps so they can build wealth and live life on their terms. Think of me like your slightly nerdy friend who delivers helpful money advice (with a healthy dose of snark).

If you want to feel more confident and in control of your financial future, you’re in the right place. I’m super glad you’re here.

George Kamel signature

What's up guys, I'm George Kamel.

I’m on a mission to help people spend less, save more, and avoid money traps so they can build wealth and live life on their terms. Think of me like your slightly nerdy friend who delivers helpful money advice (with a healthy dose of snark).

If you want to feel more confident and in control of your financial future, you’re in the right place. I’m super glad you’re here.

George Kamel signature

What's up guys, I'm George Kamel.

I’m on a mission to help people spend less, save more, and avoid money traps so they can build wealth and live life on their terms. Think of me like your slightly nerdy friend who delivers helpful money advice (with a healthy dose of snark).

If you want to feel more confident and in control of your financial future, you’re in the right place. I’m super glad you’re here.

George Kamel signature
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Here's the backstory...

After falling for money traps over a decade ago, I climbed out of that mess through a proven money plan. Within 10 years, I went from negative net worth to debt-free millionaire. And if an average George like me can do it, I know you can too.


If you’re anything like me, you’ve felt frustrated when it comes to money. You’re not where you want to be financially, and you don’t have high hopes that it’ll get better anytime soon. Maybe you didn’t learn this stuff in school or at home, and now you’re a grown adult trying to filter through all the noise and opinions from ads, social media, friends and family. I get it.


Like none of you, I grew up as an Arabic Baptist (if you’re wondering what that means, it’s like Baptist but with way more hummus). My parents immigrated to the U.S. from the Middle East back in the ‘80s, and while they worked really hard to raise me and my brother, they quickly conformed to the American culture. Especially the money culture. The toxic one that says payments are normal, FICO scores are almighty, and college is a must, no matter how many loans it takes.


Naturally, I fell for those traps too. I financed my way all the way through my bachelor’s in communication from the University of Mobile using Sallie Mae’s Monopoly money. $36,000 in student loan debt and $4,000 in credit card debt later, the American Dream turned into the all-too-common American nightmare. I was anxious, frustrated and hopeless about my financial future.

2013 George: I was frustrated, broke and hopeless.

Thankfully, I landed a temp job at Ramsey Solutions in 2013 and went through their money course, Financial Peace University. Through that, I learned about a simple, proven plan called the Baby Steps, and it changed everything. My paradigm was shifted, and I started deprogramming all the crap I learned about money the first few decades of my life. I learned that debt is not a “tool,” and that this toxic money culture is designed to screw you over. Even better, I had hope that I could take control of my money and reach my financial goals. I learned that if you want to win with money, figure out what most people are doing . . . and run in the other direction. You have to be weird and swim upstream in a culture of normal and broke.

2022 George (and Whitney): We're debt-free and living like no one else!

So that’s what I did. Just 18 months into the Baby Steps, I was able to pay off all $40,000 of my consumer debt. From there, I kept working the plan and got certified as a Ramsey Solutions Master Financial Coach. I also met a really cute coworker who later became my wife (say “aww”), and in 2021, we freakin’ paid off our house! Now I get to focus on showing people how to steer clear of crappy money advice and build wealth the right way. I do that through speaking at live events across the country and co-hosting shows like The Ramsey Show (which is the second-largest talk radio show in America) and Smart Money Happy Hour (with my friend Rachel Cruze!).


I want you to experience the same freedom with money that I (and millions of others) now have. It didn’t happen overnight, and I don’t have a trust fund or a rich uncle (sorry to throw you under the bus, Uncle Youssef). It was a journey that took a lot of time and hard work. But if this formerly clueless, average millennial can do it, so can you.

You can go from negative net worth to millionaire. You can have more time and money to focus on what really matters to you. It starts with breaking free from a toxic money culture and ends with more freedom, peace, joy and margin in your life. Wouldn’t that be nice? Yep. That was rhetorical. Let’s do this.

Here's the backstory...

After falling for money traps over a decade ago, I climbed out of that mess through a proven money plan. Within 10 years, I went from negative net worth to debt-free millionaire. And if an average George like me can do it, I know you can too.


If you’re anything like me, you’ve felt frustrated when it comes to money. You’re not where you want to be financially, and you don’t have high hopes that it’ll get better anytime soon. Maybe you didn’t learn this stuff in school or at home, and now you’re a grown adult trying to filter through all the noise and opinions from ads, social media, friends and family. I get it.


Like none of you, I grew up as an Arabic Baptist (if you’re wondering what that means, it’s like Baptist but with way more hummus). My parents immigrated to the U.S. from the Middle East back in the ‘80s, and while they worked really hard to raise me and my brother, they quickly conformed to the American culture. Especially the money culture. The toxic one that says payments are normal, FICO scores are almighty, and college is a must, no matter how many loans it takes.


Naturally, I fell for those traps too. I financed my way all the way through my bachelor’s in communication from the University of Mobile using Sallie Mae’s Monopoly money. $36,000 in student loan debt and $4,000 in credit card debt later, the American Dream turned into the all-too-common American nightmare. I was anxious, frustrated and hopeless about my financial future.

2013 George: I was frustrated, broke and hopeless.

Thankfully, I landed a temp job at Ramsey Solutions in 2013 and went through their money course, Financial Peace University. Through that, I learned about a simple, proven plan called the Baby Steps, and it changed everything. My paradigm was shifted, and I started deprogramming all the crap I learned about money the first few decades of my life. I learned that debt is not a “tool,” and that this toxic money culture is designed to screw you over. Even better, I had hope that I could take control of my money and reach my financial goals. I learned that if you want to win with money, figure out what most people are doing . . . and run in the other direction. You have to be weird and swim upstream in a culture of normal and broke.

2022 George (and Whitney): We're debt-free and living like no one else!

So that’s what I did. Just 18 months into the Baby Steps, I was able to pay off all $40,000 of my consumer debt. From there, I kept working the plan and got certified as a Ramsey Solutions Master Financial Coach. I also met a really cute coworker who later became my wife (say “aww”), and in 2021, we freakin’ paid off our house! Now I get to focus on showing people how to steer clear of crappy money advice and build wealth the right way. I do that through speaking at live events across the country and co-hosting shows like The Ramsey Show (which is the second-largest talk radio show in America) and Smart Money Happy Hour (with my friend Rachel Cruze!).


I want you to experience the same freedom with money that I (and millions of others) now have. It didn’t happen overnight, and I don’t have a trust fund or a rich uncle (sorry to throw you under the bus, Uncle Youssef). It was a journey that took a lot of time and hard work. But if this formerly clueless, average millennial can do it, so can you.

You can go from negative net worth to millionaire. You can have more time and money to focus on what really matters to you. It starts with breaking free from a toxic money culture and ends with more freedom, peace, joy and margin in your life. Wouldn’t that be nice? Yep. That was rhetorical. Let’s do this.

Here's The Backstory:

After falling for money traps over a decade ago, I climbed out of that mess through a proven money plan. Within 10 years, I went from negative net worth to debt-free millionaire. And if an average George like me can do it, I know you can too.


If you’re anything like me, you’ve felt frustrated when it comes to money. You’re not where you want to be financially, and you don’t have high hopes that it’ll get better anytime soon. Maybe you didn’t learn this stuff in school or at home, and now you’re a grown adult trying to filter through all the noise and opinions from ads, social media, friends and family. I get it.


Like none of you, I grew up as an Arabic Baptist (if you’re wondering what that means, it’s like Baptist but with way more hummus). My parents immigrated to the U.S. from the Middle East back in the ‘80s, and while they worked really hard to raise me and my brother, they quickly conformed to the American culture. Especially the money culture. The toxic one that says payments are normal, FICO scores are almighty, and college is a must, no matter how many loans it takes.


Naturally, I fell for those traps too. I financed my way all the way through my bachelor’s in communication from the University of Mobile using Sallie Mae’s Monopoly money. $36,000 in student loan debt and $4,000 in credit card debt later, the American Dream turned into the all-too-common American nightmare. I was anxious, frustrated and hopeless about my financial future.

2013 George: I was frustrated, broke and hopeless.

Thankfully, I landed a temp job at Ramsey Solutions in 2013 and went through their money course, Financial Peace University. Through that, I learned about a simple, proven plan called the Baby Steps, and it changed everything. My paradigm was shifted, and I started deprogramming all the crap I learned about money the first few decades of my life. I learned that debt is not a “tool,” and that this toxic money culture is designed to screw you over. Even better, I had hope that I could take control of my money and reach my financial goals. I learned that if you want to win with money, figure out what most people are doing . . . and run in the other direction. You have to be weird and swim upstream in a culture of normal and broke.

2022 George (and Whitney): We're debt-free and living like no one else!

So that’s what I did. Just 18 months into the Baby Steps, I was able to pay off all $40,000 of my consumer debt. From there, I kept working the plan and got certified as a Ramsey Solutions Master Financial Coach. I also met a really cute coworker who later became my wife (say “aww”), and in 2021, we freakin’ paid off our house! Now I get to focus on showing people how to steer clear of crappy money advice and build wealth the right way. I do that through speaking at live events across the country and co-hosting shows like The Ramsey Show (which is the second-largest talk radio show in America) and Smart Money Happy Hour (with my friend Rachel Cruze!).


I want you to experience the same freedom with money that I (and millions of others) now have. It didn’t happen overnight, and I don’t have a trust fund or a rich uncle (sorry to throw you under the bus, Uncle Youssef). It was a journey that took a lot of time and hard work. But if this formerly clueless, average millennial can do it, so can you.

You can go from negative net worth to millionaire. You can have more time and money to focus on what really matters to you. It starts with breaking free from a toxic money culture and ends with more freedom, peace, joy and margin in your life. Wouldn’t that be nice? Yep. That was rhetorical. Let’s do this.

Here's The Backstory:

After falling for money traps over a decade ago, I climbed out of that mess through a proven money plan. Within 10 years, I went from negative net worth to debt-free millionaire. And if an average George like me can do it, I know you can too.


If you’re anything like me, you’ve felt frustrated when it comes to money. You’re not where you want to be financially, and you don’t have high hopes that it’ll get better anytime soon. Maybe you didn’t learn this stuff in school or at home, and now you’re a grown adult trying to filter through all the noise and opinions from ads, social media, friends and family. I get it.


Like none of you, I grew up as an Arabic Baptist (if you’re wondering what that means, it’s like Baptist but with way more hummus). My parents immigrated to the U.S. from the Middle East back in the ‘80s, and while they worked really hard to raise me and my brother, they quickly conformed to the American culture. Especially the money culture. The toxic one that says payments are normal, FICO scores are almighty, and college is a must, no matter how many loans it takes.


Naturally, I fell for those traps too. I financed my way all the way through my bachelor’s in communication from the University of Mobile using Sallie Mae’s Monopoly money. $36,000 in student loan debt and $4,000 in credit card debt later, the American Dream turned into the all-too-common American nightmare. I was anxious, frustrated and hopeless about my financial future.

2013 George: I was frustrated, broke and hopeless.

Thankfully, I landed a temp job at Ramsey Solutions in 2013 and went through their money course, Financial Peace University. Through that, I learned about a simple, proven plan called the Baby Steps, and it changed everything. My paradigm was shifted, and I started deprogramming all the crap I learned about money the first few decades of my life. I learned that debt is not a “tool,” and that this toxic money culture is designed to screw you over. Even better, I had hope that I could take control of my money and reach my financial goals. I learned that if you want to win with money, figure out what most people are doing . . . and run in the other direction. You have to be weird and swim upstream in a culture of normal and broke.

2022 George (and Whitney): We're debt-free and living like no one else!

So that’s what I did. Just 18 months into the Baby Steps, I was able to pay off all $40,000 of my consumer debt. From there, I kept working the plan and got certified as a Ramsey Solutions Master Financial Coach. I also met a really cute coworker who later became my wife (say “aww”), and in 2021, we freakin’ paid off our house! Now I get to focus on showing people how to steer clear of crappy money advice and build wealth the right way. I do that through speaking at live events across the country and co-hosting shows like The Ramsey Show (which is the second-largest talk radio show in America) and Smart Money Happy Hour (with my friend Rachel Cruze!).


I want you to experience the same freedom with money that I (and millions of others) now have. It didn’t happen overnight, and I don’t have a trust fund or a rich uncle (sorry to throw you under the bus, Uncle Youssef). It was a journey that took a lot of time and hard work. But if this formerly clueless, average millennial can do it, so can you.

You can go from negative net worth to millionaire. You can have more time and money to focus on what really matters to you. It starts with breaking free from a toxic money culture and ends with more freedom, peace, joy and margin in your life. Wouldn’t that be nice? Yep. That was rhetorical. Let’s do this.

Here's The Backstory:

After falling for money traps over a decade ago, I climbed out of that mess through a proven money plan. Within 10 years, I went from negative net worth to debt-free millionaire. And if an average George like me can do it, I know you can too.


If you’re anything like me, you’ve felt frustrated when it comes to money. You’re not where you want to be financially, and you don’t have high hopes that it’ll get better anytime soon. Maybe you didn’t learn this stuff in school or at home, and now you’re a grown adult trying to filter through all the noise and opinions from ads, social media, friends and family. I get it.


Like none of you, I grew up as an Arabic Baptist (if you’re wondering what that means, it’s like Baptist but with way more hummus). My parents immigrated to the U.S. from the Middle East back in the ‘80s, and while they worked really hard to raise me and my brother, they quickly conformed to the American culture. Especially the money culture. The toxic one that says payments are normal, FICO scores are almighty, and college is a must, no matter how many loans it takes.


Naturally, I fell for those traps too. I financed my way all the way through my bachelor’s in communication from the University of Mobile using Sallie Mae’s Monopoly money. $36,000 in student loan debt and $4,000 in credit card debt later, the American Dream turned into the all-too-common American nightmare. I was anxious, frustrated and hopeless about my financial future.

2013 George: I was frustrated, broke and hopeless.

Thankfully, I landed a temp job at Ramsey Solutions in 2013 and went through their money course, Financial Peace University. Through that, I learned about a simple, proven plan called the Baby Steps, and it changed everything. My paradigm was shifted, and I started deprogramming all the crap I learned about money the first few decades of my life. I learned that debt is not a “tool,” and that this toxic money culture is designed to screw you over. Even better, I had hope that I could take control of my money and reach my financial goals. I learned that if you want to win with money, figure out what most people are doing . . . and run in the other direction. You have to be weird and swim upstream in a culture of normal and broke.

2022 George (and Whitney): We're debt-free and living like no one else!

So that’s what I did. Just 18 months into the Baby Steps, I was able to pay off all $40,000 of my consumer debt. From there, I kept working the plan and got certified as a Ramsey Solutions Master Financial Coach. I also met a really cute coworker who later became my wife (say “aww”), and in 2021, we freakin’ paid off our house! Now I get to focus on showing people how to steer clear of crappy money advice and build wealth the right way. I do that through speaking at live events across the country and co-hosting shows like The Ramsey Show (which is the second-largest talk radio show in America) and Smart Money Happy Hour (with my friend Rachel Cruze!).


I want you to experience the same freedom with money that I (and millions of others) now have. It didn’t happen overnight, and I don’t have a trust fund or a rich uncle (sorry to throw you under the bus, Uncle Youssef). It was a journey that took a lot of time and hard work. But if this formerly clueless, average millennial can do it, so can you.

You can go from negative net worth to millionaire. You can have more time and money to focus on what really matters to you. It starts with breaking free from a toxic money culture and ends with more freedom, peace, joy and margin in your life. Wouldn’t that be nice? Yep. That was rhetorical. Let’s do this.

Check Out My Shows

I’ll show you how to simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you’re seeing in your social media feeds. All with a healthy dose of pop culture, humor, and snark.

I’ll show you how to simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you’re seeing in your social media feeds. All with a healthy dose of pop culture, humor, and snark.

I’ll show you how to simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you’re seeing in your social media feeds. All with a healthy dose of pop culture, humor, and snark.

I’ll show you how to simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you’re seeing in your social media feeds. All with a healthy dose of pop culture, humor, and snark.

I’ll show you how to simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you’re seeing in your social media feeds. All with a healthy dose of pop culture, humor, and snark.

Join Dave Ramsey, me and the rest of the Ramsey Personalities as we tag-team hosting the second-largest talk radio show in America. We'll answer your questions, give straight-shooting advice, and help you take control of your life and money once and for all.

Join Dave Ramsey, me and the rest of the Ramsey Personalities as we tag-team hosting the second-largest talk radio show in America. We'll answer your questions, give straight-shooting advice, and help you take control of your life and money once and for all.

Join Dave Ramsey, me and the rest of the Ramsey Personalities as we tag-team hosting the second-largest talk radio show in America. We'll answer your questions, give straight-shooting advice, and help you take control of your life and money once and for all.

Join Dave Ramsey, me and the rest of the Ramsey Personalities as we tag-team hosting the second-largest talk radio show in America. We'll answer your questions, give straight-shooting advice, and help you take control of your life and money once and for all.

Join Dave Ramsey, me and the rest of the Ramsey Personalities as we tag-team hosting the second-largest talk radio show in America. We'll answer your questions, give straight-shooting advice, and help you take control of your life and money once and for all.

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with Rachel Cruze about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!

• #1 Debut on Apple Business
• Over 1 Million Downloads

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with Rachel Cruze about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!

• #1 Debut on Apple Business
• Over 1 Million Downloads

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with Rachel Cruze about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!

• #1 Debut on Apple Business
• Over 1 Million Downloads

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with Rachel Cruze about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!

• #1 Debut on Apple Business
• Over 1 Million Downloads

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with Rachel Cruze about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!

• #1 Debut on Apple Business
• Over 1 Million Downloads

Articles to Help You

I’ve got your back with some money-saving tips and strategies!

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I’ve got your back with some money-saving tips and strategies!

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Travel Hacks That Will Save You Money

Going on vacation? Travel easier with these 37 tips and tricks. You’ll learn airport hacks, how to have a more comfortable flight, and how to save money on lodging and transportation.

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Articles to Help You

I’ve got your back with some money-saving tips and strategies!

Travel Hacks That Will Save You Money
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Travel Hacks That Will Save You Money

Going on vacation? Travel easier with these 37 tips and tricks. You’ll learn airport hacks, how to have a more comfortable flight, and how to save money on lodging and transportation.

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Money doesn’t grow on trees—but when you learn how to make money online, your bank account can grow while you're in pajama pants. Get started with these 10 ideas.

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Does managing your money leave you feeling anxious, frustrated and scared? You’re not alone! But the good news is, with the right plan, you can take back control of your life and your money.

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Articles to Help You

These resources will help you win with money, both now and in the future!

  • Breaking Free From Broke

    My book that exposes all the worst money traps

  • Financial Peace University

    The financial course that changed my life

  • EveryDollar Budgeting App

    The budgeting tool that helps me stay on track

Let's Connect! @georgekamel
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Contact us for media inquiries.

Let's Connect @georgekamel
YouTube Instagram Tik Tok Facebook Twitter

Contact us for media inquiries.

Contact us for media inquiries.

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