Mint vs. EveryDollar: Why EveryDollar Is the Best Mint Replacement

Welp, Mint is gone for good, your budget history went with it, and Credit Karma—where Intuit sent you after the shutdown—doesn’t even have a budgeting feature.² So now you’re having to start again, poring over a bunch of the top budgeting apps, trying to figure out which one is worth your time. That’s exhausting.

But here’s the thing. Budgeting isn’t a spreadsheet problem. It’s a behavior problem. The app that’ll help you take control of your money is one built around changing how you handle your money, not just tracking what you did with it.

What Happened to Mint?

Mint was free, which was the problem. It made money through ads, collecting your data and referral fees—a model that never scaled.³ When Intuit ran the numbers, shutting Mint down made more sense than letting it limp along. The move to Credit Karma kept user account data but dropped the one thing Mint users came for: the budget!

What Features Did Mint Offer?

Free Features

• Created monthly budgets
• Customized budgets
• Provided financial insights into spending and saving
• Set due date notifications
• Connected to multiple financial accounts in one app
• Had transactions automatically categorized
• Tracked net worth
• Checked credit score for free

Paid Features

All the free features, plus:

• Provided help canceling unwanted subscriptions
• Removed ads
• Compared spending habits to other Mint budgeters
• Showed projected monthly spending

What Should You Do Now That Mint Is Closed?

Even though Mint is gone, you don’t have to give up budgeting. Here’s a breakdown of some easy steps you can take to get your money back on track:

• Pull the last 60 days of transactions from your bank. You can’t export your numbers from Mint anymore, but you can still get your bank history. Log in and download a statement. You’ll use this to build your first real budget.
• Pick a new budgeting app—like, today! Don’t wait until you’re in an emergency. Download EveryDollar for free on iOS, Android or the web. (It takes less than five minutes to get set up.)
• Build your first zero-based budget before the month starts. Don’t just do the same thing you were doing in Mint. Instead, build a plan. List your income, then assign every dollar a job—giving, saving and spending—so that your income minus expenses equals zero.

What Is EveryDollar?

EveryDollar is a zero-based budgeting app designed to help you plan your spending before the month starts. Every dollar of your income gets assigned a job—giving, saving, spending—until you hit zero.

Ramsey Solutions launched the free and premium versions of EveryDollar in 2015 to help people live out the advice they heard on The Ramsey Show shared over and over again—create and live by a zero-based budget.

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Where are you really at with money?

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EveryDollar's features are designed to help you (the budgeter):

• Create a custom budget that fits your life, money goals and priorities
• Know what's left to spend in each category (so you never overspend)
• Line up your money habits with your money goals
• Adjust your budget at any time based on spending, life changes or anything else
• Learn and connect with others through live group coaching, webinars, walk-through videos and customer support (because you don't have to do this alone)

How Does Zero-Based Budgeting Work?

Zero-based budgeting means giving every dollar a job before the month begins so your income minus your expenses equals zero. It's the method EveryDollar uses. And it's what makes EveryDollar the strongest budgeting app out there.

That shift—from passive tracking to active planning—is how budgeting changes behavior. Ramsey has taught zero-based budgeting for decades because it works! It puts you in charge of telling every dollar where to go so you’re not wondering where it went.

How Much Does EveryDollar Cost?

EveryDollar offers a completely free version of the app with plenty of helpful budgeting features. (Heck yeah!) If you want an upgraded experience, you can start a free trial of the premium version that costs $79.99 per year.

What Features Does EveryDollar Offer?

Free Features

• Create a monthly budget
• Access your budget on your computer, phone or tablet
• Customize budget categories and lines for all your monthly expenses
• Create unlimited budget categories and lines
• Set up sinking funds and track savings goals
• Split transactions
• Set due dates for bills
• Talk to a live person for customer support

Paid Features

All the free features, plus:

• Connect to multiple financial accounts in one app
• Set up and track money goals (vacations, emergency funds, mortgage payoff, retirement)
• See custom budget reports
• Export transaction data
• Join live Q&A sessions with professional financial coaches
• Automatically stream your transactions into your budget
• Get tracking recommendations for your transactions
• Set due date reminders for your bills
• Calculate your current and projected net worth

Mint vs. EveryDollar: Side-by-Side Comparison

Okay, that was a lot of bullet points comparing Mint vs. EveryDollar. So, let's bring it together in one spot:

Why Is EveryDollar the Best Mint Alternative?

From Rocket Money to Monarch to Simplifi—the list of possible budgeting apps feels nearly endless.

And yeah, we built EveryDollar. And yeah, we’re going to tell you it’s the way to go. What kind of company would we be if we didn’t believe in our own product?

But EveryDollar might not be for everyone. If you like passive tracking and credit-score

monitoring more than active budgeting, an app like Rocket Money might be a better fit for you.

But here’s the deal: If you’re used to budgeting for free, EveryDollar’s got a fantastic free option. Yes, there are other free budgeting apps out there, but their customization is limited. (Goodbudget, for example, has a cap on how many budget categories you can enter in their free version.)

And if you decide to upgrade to the premium features, EveryDollar’s paid version costs less annually than YNAB.

If you’d like to get your research on, you can stack them all side by side, run cost comparisons, and compare features. Once you’re ready to decide, we’d honestly be honored if you come budget with us!

We want to say it again: It sucks that you’re having to hop back in the market for a budgeting app, especially if you used Mint for a while. But don’t let this setback get between you and all that progress you made by budgeting.