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Learn How to Get a Debt-Free Degree

You know how it feels. After four-plus years of hard, bang-your-head-on-the-library-desk work, you finally walk across that collegiate stage and receive your diploma. The world is your oyster, and sweet freedom is finally yours! But is it really?

If you’re like the other 44 million student loan borrowers in America, you’re probably kicking yourself for taking out so many loans to go to that (overpriced) private university for a degree you may or may not even use.1 And on top of that, it’s going to take you years and years to pay it off.

Listen—it doesn’t have to be this way. We’re here to tell you just how possible it is to get a debt-free degree. You might be thinking that ship has sailed. But if you’re a family member, parent or friend of a school-aged kid (or a kid wanting to go to college), you might want to listen up.

What to Expect in Debt-Free Degree

That’s exactly why Ramsey Personality Anthony ONeal wrote Debt-Free Degree.  At age 19, Anthony was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions.

He’s the national best-selling author of The Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College, and he travels the country spreading his encouraging message to help teens and young adults transition into the real world. So . . . yeah, you could definitely say he’s passionate about helping students get a debt-free degree (and stay out of debt).

In his new book, Anthony explains how a college education is supposed to prepare graduates for their future, not rob them of their paychecks and freedom for decades. He wrote Debt-Free Degree to show parents (or future parents, family members and even students) just like you how to pay cash for college and get set up for a life of success.  

He covers everything:

  • How to prepare your child for college
  • Which classes to take in high school
  • How and when to take the ACT and SAT
  • The right way to do college visits
  • How to choose a major

Why Does a Debt-Free Degree Matter?

Student loan debt has long been accepted as the norm for most students and parents today. But should it be? In Debt-Free Degree, Anthony ONeal shares a bold truth: “Student loans keep you or your kid paying for their past when you should both be enjoying your present and future.”

If we’re honest, we all know so many college graduates who are now pinching pennies to survive only to come up short every single month after every. Single. Paycheck.

So why do so many college graduates feel so . . . stuck? After years of dreaming about attending that “dream” college and even what life would look like in the “real world,” we’re willing to bet that living paycheck to paycheck and sending off an average of $393 to Sallie Mae for the foreseeable future wasn’t in the plan.2

In fact, the dream you and your parents had in mind for your life (when signing on the dotted line for those student loans) isn’t even close to reality.

“The only dream school out there is the one you can graduate from debt-free!”

—Anthony ONeal

A whopping 65% of college graduates leave that “dream” school with a degree and a mountain of debt.3 This means there are over 40 million Americans pinned to their student debt. In fact, it comes to a whopping total of $1.5 trillion dollars.4


It’s Possible to Get a Debt-Free Degree

Here’s the bottom line: It’s possible to get a debt-free degree.

graduation cap

OUT NOW! Watch Borrowed Future on Amazon Prime Video, AppleTV and Google Play.

All it takes is a little planning and some hard work. And if you’re a parent, you already know that you want to set your kids up to succeed—especially when they fly the nest.

Check out Anthony’s new book, Debt-Free Degree, and you’ll learn about the financial shackles to avoid, getting out of debt, and setting up your child (or future children) for success and pay for college without debt. Preorder your copy and get over $40 in free items! Can’t wait for the book? Start reading for free here.

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Ramsey Solutions

About the author


Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners. Learn More.

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