Your Money

You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the tools you need to help you take control once and for all.

Get Out of Debt

Tell Your Money Where to Go
Instead of Wondering Where It Went

Save More. Spend Better. Budget Confidently.

Get EveryDollar: the app that makes creating—and keeping—a budget simple. (Yes, please.)

In the first month, most EveryDollar budgeters . . .

  • Uncover up to $395 to use toward money goals

  • Cut monthly expenses by 9%

  • Build better budgeting habits

Tools to Help You Win With Money

From budgeting to saving to tax tips and more, see how simple steps will lead to big money wins.

Guide

How to Budget
Guide

Discover the simplest way to plan and track your saving, spending and giving.

Get the Guide

Find Out Where You Are With Your Money

Answer a few questions and get a free, customized money plan that fits your life and goals.

progress-bar

Which one best describes your current money situation?

Select the answer that most applies to you and continue the assessment.

Ramsey Shows and Podcasts

Tune in to real-time stories and practical advice for life’s tough money questions.

Recent Episode

Don’t Quit When the Journey Gets Hard

The Ramsey Show

Wednesday, September 24

Don’t Quit When the Journey Gets Hard

Don’t Quit When the Journey Gets Hard

Don’t Quit When the Journey Gets Hard

Wednesday, September 24 | Hour 0

Wednesday, September 24 | Hour 0

Don’t Quit When the Journey Gets Hard

Are You Investing in Tomorrow or Robbing It?

Are You Investing in Tomorrow or Robbing It?

Tuesday, September 23 | Hour 0

Tuesday, September 23 | Hour 0

Are You Investing in Tomorrow or Robbing It?

Yesterday’s Choices Don’t Define You — Change Starts Today

Yesterday’s Choices Don’t Define You — Change Starts Today

Monday, September 22 | Hour 0

Monday, September 22 | Hour 0

Yesterday’s Choices Don’t Define You — Change Starts Today

Hope Always Lives on the Other Side of Hurt

Hope Always Lives on the Other Side of Hurt

Friday, September 19 | Hour 0

Friday, September 19 | Hour 0

Hope Always Lives on the Other Side of Hurt

Do the Right Thing Even When It’s Hard

Do the Right Thing Even When It’s Hard

Thursday, September 18 | Hour 0

Thursday, September 18 | Hour 0

Do the Right Thing Even When It’s Hard

Money Chaos Doesn’t Have to Be Forever

Money Chaos Doesn’t Have to Be Forever

Wednesday, September 17 | Hour 0

Wednesday, September 17 | Hour 0

Money Chaos Doesn’t Have to Be Forever

Filter what episodes and topics you want to hear using the Ramsey Network app.

Learn How to Take Control of Your Money

Get in-depth articles full of practical steps to help you budget, pay off debt for good, and build lasting wealth.

How to Pay Cash for a Car
Money

How to Pay Cash for a Car

So you’re wondering how to pay cash for a car—as in the steps to make it happen and if it’s even possible these days. Good news: It's totally doable and saves you stacks of cash. Let’s find out how.

Ramsey Solutions Ramsey Solutions
What Does It Mean to Finance a Car?
Money

What Does It Mean to Finance a Car?

If you’re looking to buy a new car, you may think a car loan is your only option. But while financing a car will get you in the driver’s seat now, it’s not the smartest choice down the road.

Ramsey Solutions Ramsey Solutions
budgeting apps
Money

Budgeting Apps Comparison 2025

A lot of budgeting apps are out there these days. It makes sense! An on-the-go app helps you budget, well, on the go. But how do you pick one? Here's a comparison of seven popular options to help.

Rachel Cruze Rachel Cruze

Get Personal Finance Tips Delivered Straight to Your Inbox

Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.

By submitting this form you are agreeing to receive emails from Ramsey Solutions. See our Terms of Use and Privacy Policy for more information.