Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.
In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.
You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.
The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
Are you ready to live like no one else?
From going virtual to ways to keep your class engaged, use these time-tested tips from veteran FPU coordinators.
Judy, a Financial Peace University coordinator, and her class member, Katie, share their passion for FPU. Judy explains her heart for helping people like Katie obtain financial peace.
FPU coordinators change lives. Here's how—and why you should become one today!
The future is wide open for debt-free people! Here are four ideas for what you can do once you're debt-free.
New York Times best-selling author and personal finance expert Dave Ramsey is celebrating the 20th anniversary of Financial Peace University.
The U.S. Army Office of the Chief of Chaplains announced its approval of Financial Peace Military as appropriate for use in stewardship training.
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
Filter what episodes and topics you want to hear using the Ramsey Network app.
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.