Get Out of Debt
You don’t need a finance degree to transform your money—it’s 80% behavior and 20% head knowledge. Get the plan and budget you need to help you take control for good.
Tell Your Money Where to Go Instead of Wondering Where It Went
-
Find $3,015 on average in 15 minutes.
-
Stay ahead—never miss a bill again.
-
Get coaching right when you need it.
Find Margin, Beat Debt, Build Wealth
In just 15 minutes, EveryDollar helps you find thousands in margin and builds you a personalized plan to make the most of your money.
Tools That Fuel Your Budget
You work too hard to feel this broke! Get the tools that give your budget a purpose—and start winning with money.
Free 3-Minute Assessment
Find Your Starting Point
The 7 Baby Steps are the proven plan that gives your budget the power to transform your money. Answer a few questions and find out which step you’re on.
Which one best describes your current money situation?
Select the answer that most applies to you and continue the assessment.
Learn How to Take Control of Your Money
Don’t settle for being “normal” with money. Get tips and action steps to help you make the most of every dollar.
Money
How to Prepare for a Recession
Would you be able to ride out a recession? Follow these seven steps to recession-proof your finances.
Ramsey Solutions
Money
Are We Really Headed for a Cashless Society?
What’s the deal with all this cashless society hype?
Ramsey Solutions
Money
What Is a Rolling Recession?
You’ve probably heard news about a recession heading our way. And now there’s talk of a rolling recession—which hits different parts of the economy at different times. Here’s what you need to know about a rolling recession (and how to survive one).
Ramsey Solutions
Money
How Federal Reserve Interest Rates Impact Your Wallet
How do the Federal Reserve’s interest rates affect your wallet? Here’s what interest rates mean for your money—whether they’re rising or falling.
Ramsey Solutions
Money
Are We in a Recession?
Everyone seems to be talking about a recession. So, are we in a recession already? The quick answer is no. But here are some economic signs that’ll help you decide if a recession is headed our way.
Ramsey Solutions
Money
What Is a Recession?
Are you worried about a recession? Here’s a deep dive on what a recession is and isn’t, a look at past recessions, and what you can do to prepare for one.
Ramsey Solutions
Money
What Causes Inflation?
We all hate inflation. But what the heck causes it? Inflation is caused by too many dollars chasing too few goods.
Ramsey Solutions
Money
What Is Inflation?
Inflation hits us all where it hurts—in our wallets. Inflation is an increase in the price of goods and services over time. In other words, things just cost more than they did in the good ol’ days.
Ramsey Solutions
Money
What Is Stagflation?
Stagflation happens when economic growth is stagnant and inflation and unemployment are high. It’s a scary combination, but don’t give up hope!
Ramsey Solutions
Ramsey Shows and Podcasts
Join our team of experts as they answer tough questions from real people about budgeting, saving, getting out of debt and building wealth.
Recommended Video
What Is a Budget?
A budget is a simple plan for your money—helping you breathe easier and reach your goals.
There Are No Shortcuts To Building Wealth
Monday, October 20 | Hour 0
Monday, October 20 | Hour 0
There Are No Shortcuts To Building Wealth
Your Financial Comeback Starts Today
Friday, October 17 | Hour 0
Friday, October 17 | Hour 0
Your Financial Comeback Starts Today
You Can Still Take Charge Of Your Financial Future
Thursday, October 16 | Hour 0
Thursday, October 16 | Hour 0
You Can Still Take Charge Of Your Financial Future
You’re Either Building Wealth or Losing It
Wednesday, October 15 | Hour 0
Wednesday, October 15 | Hour 0
You’re Either Building Wealth or Losing It
Dumb Financial Decisions Stunt Your Financial Growth
Tuesday, October 14 | Hour 0
Tuesday, October 14 | Hour 0
Dumb Financial Decisions Stunt Your Financial Growth
You Won’t Win With Money by Accident
Monday, October 13 | Hour 0
Monday, October 13 | Hour 0
You Won’t Win With Money by Accident
Filter what episodes and topics you want to hear using the Ramsey Network app.
Level Up Your Money Knowledge
Get Personal Finance Tips Delivered Straight to Your Inbox
Every week, receive expert guidance and practical steps to help you stay on track with your goals and create a strong financial future.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except the house) using the debt snowball.
Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.