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Ramsey’s Gift Guide for Everyone on Your List

Christmas shopping—you either live for it . . . or you hate the way it cramps your Christmas cheer. If you’re in the camp that can’t stand the holiday hustle, we totally get it. Sometimes, the combo of traffic and crazy shoppers is just enough to slap the holly out of your jolly. There’s the large crowds, the pushing and shoving (sometimes), and the traffic—lots of traffic. Not to mention a gift list that’s full of hard-to-shop-for family and friends who seem to have everything.

But cue the silver bells, because coming up with gift ideas just got a lot easier. Instead of sitting in holiday traffic and burning that precious gasoline, using up brain calories and spending money on random purchases, check out this list. These gift ideas have the potential to change the year (and even the lives) of everyone on your gift list. Bonus: You can do all your shopping online too.

Gift Ideas for Everyone on Your Christmas List

And we mean everyone. From the personal development junkie to the person who needs a little more organization in their life to the one who needs a crash course in budgeting—we’ve got you and your Christmas list covered (long lines, traffic and the holiday rush not included).

For the One Looking for Hope (and Some Practical Next Steps):

gifts for hope


Start budgeting with EveryDollar today!

Let’s face it: We’ve all lived through a pretty rough 18-month stretch here. And it’s impacted almost every single person on the planet. If the person on your Christmas list has been lost, needs some hope, or realized it’s time to make a change in the career department, you can help set them on the right path with these gifts.

Baby Steps Millionaires

This is a big deal, folks. Baby Steps Millionaires is the first book Dave Ramsey has written in over eight years! This book is a deep dive into Baby Steps 4–6 and shows exactly how to follow the 7 Baby Steps to become a millionaire. It’s totally possible—and you don’t have to make $100,000 a year to do it either. In fact, our National Study of Millionaires found that 33% of millionaires never had a six-figure household income. They did it, and anyone can do it too. Preorder Dave’s brand-new book, Baby Steps Millionaires, for everyone on your list (books will be shipped out in January 2022).

From Paycheck to Purpose

Whether you know someone who feels stuck in their nine-to-five cubicle job or someone who’s about to jump on board the Great Resignation, Ken Coleman is their guy. In his book From Paycheck to Purpose, he gives readers a clear path to doing work they’ll love and the action steps they need to get from where they are to where they want to be.

Questions for Humans

Need help starting conversations at the dinner table, at girls' night out, with your spouse, or with coworkers? Yeah, that's pretty common. But Questions for Humans card packs can help—and they make an awesome and super affordable gift for (probably practically) everyone on your list!

Redefining Anxiety

Anxiety is at an all-time high. People are still strung out from the effects of living through the chaos that was 2020—and we’re still rebuilding our mental health here in 2021. Ramsey Personality Dr. John Delony wrote his Quick Read book, Redefining Anxiety, to help understand the biggest myths about anxiety—and what’s really true—so we can all experience less stress and move forward with life.

For the One Who Needs to Get Back on Track:

gifts for getting back on track

We all love new goals to match the new year, don’t we? Well . . . love is a strong word for some of us. When it comes to getting back on track, everyone could use a plan and tools that will help them get there. So this year, be the friend that helps your loved ones with the (kind) kick in the pants they need.

The Total Money Makeover

This is Dave Ramsey’s classic tried and true book that spent years on the bestseller list. The Total Money Makeover is the step-by-step plan to pay off debt, save for emergencies, and build wealth. Yeah, it’s literally a complete makeover of the way you’re handling money. If you’ve read the book and it made a difference in your life, grab a few copies to gift to others! Give The Total Money Makeover to someone who could really use it this year. Just don’t tell them, “You’re bad at handling your money, this will fix it.” That would make for an awkward time around the Christmas tree.

The Baby Steps Bundle

Ramsey’s 7 Baby Steps show you how to save for emergencies, pay off debt (yes, even those student loans), and build wealth. This Baby Step-focused bundle will help your loved ones learn how to reach their financial goals with The Total Money Makeover, create healthy money habits through contentment with Rachel Cruze’s audiobook of Love Your Life, Not Theirs, and understand how to get their kids through school with the Debt-Free Degree audiobook. They’ll also get the Starter Envelope System, the Know Yourself Money Assessment, and the EveryDollar Complete Guide to Budgeting (e-book).

For the One Who Loves to Plan and Organize:

gifts for organizers

Organization and planning take a lot of effort. But you don’t have to reinvent the wheel in order to succeed. All you need are the tools that will help you reach your goals—and we’ve got them. Put these gifts on your shopping list (and maybe snag one for yourself too).

The Rachel Cruze Wallet

We’ve all done it: pulled out our wallet at the cash register and opened it up to bills falling out, debit cards hidden between receipts, and just plain chaos. There aren’t many wallets on the market that allow you to use the envelope system (because cash is king) and have slots for your bank cards. Rachel decided to change that with her genuine leather wallet. Each purchase of these wallets has a purpose. Rachel partnered with JOYN, an organization that has a mission to empower locals in vulnerable communities in India. Help your friends save money (and work to change their family tree) while helping the artisans who handmake these wallets! That’s something everyone can feel good about. Win-win-win!

For the Personal Development Junkie:

personal development

We all want to grow, right? Turns out, it doesn’t just happen by accident. That’s why we put together some great gifts for the person who’s always down for taking a good personality test to learn the true why behind what they do.

Know Yourself, Know Your Money

Have you ever wondered why you always seem to fall into the same patterns when it comes to your money? Rachel Cruze’s latest book, Know Yourself, Know Your Money, helps get to the root of your choices and mistakes. She explains the psychology, strengths and challenges that come with each of the 7 Money Tendencies. Gift this book to help your loved ones learn exactly where they are, why they handle money the way they do, and how their personal tendencies impact every decision they make!

Living True: 40 Days to Get Back to You

Sometimes, you just need to stop and take a deep breath. We all wear a lot of hats, take on too many things, and sometimes just get a little lost. And when you’re lost or stuck, one of the best things you can do is look back so you can move forward. Christy Wright wants to help with her 40-day devotional, Living True: 40 Days to Get Back to You. She guides the reader along as they discover who God is, who they are, and where they’re going. Ready? Let’s make 2022 the year you help your friends get back to who they were created to be.

The Contentment Journal

In our world of comparison, instant gratification and perfectly organized social media feeds, gratitude and contentment have become something of a lost art. And if you aren’t intentional about cultivating a heart of thankfulness, it can be easy to get swept up in all the madness. No one wants to live like that! So, help give the gift of gratitude this Christmas with The Contentment Journal. Or grab the two-pack (one for them and one for you—Merry Christmas).

For the Grad Heading to College:

gifts for graduates

Show the grad in your life the support they need with gifts that will help them win. Sure, a card with a little cash is nice. But showing them the ropes before they make a ton of royal mistakes at school or commit to a long-term relationship with Sallie Mae is even nicer. Check these bundles out:

College 101 Bundle

You could get your soon-to-be high school grad another video game. Or you could set them up for a successful future with this College 101 Bundle. They’ll learn how to avoid student loans like the plague with our book Debt-Free Degree. Then they’ll learn what mistakes they should avoid and how to make smart financial decisions with The Graduate Survival Guide. We promise—they’ll thank you later.

College Grad Gift Pack

Many college grads leave the ceremony with a degree in one hand and thousands of dollars of debt in the other. It’s time to help them kick Sallie Mae out of their lives by paying off their student loans faster. Help the grad in your life pay off debt, find their career calling with The Proximity Principle, and land their dream job after graduation with Ken Coleman’s Get Hired Guide.

For the Couples Who Need Encouragement:

gifts for couples

A white dress, an expensive tux, a rustic barn, a fancy dinner and a honeymoon . . . it all adds up pretty quickly. Have you ever thought about how the bride and groom are paying for their big day after the wedding dust settles? Did they put it on a card? Do they know how to handle their finances as a couple? Are you even allowed to ask these questions? Leave the questions to us, and gift them the keys to a healthy and happy financial future—together.

Money and Marriage Bundle

When it comes to a successful marriage, communication is key. This Money & Marriage Bundle will help the newlyweds in your life learn how to make a plan to communicate about money, create a budget, work through money fights, set goals, and more. Here’s what they’ll get: Love Your Life, Not Theirs, Better Love Assessment, The Good Fight, and Conversation Starters for Couples.

For the Kids:

gifts for kids

You’ve probably heard the phrase “more is caught than taught.” Well, it’s true. When it comes to raising the next generation, it’s important to show them the ropes so they can grow into fully capable adults in the world. But it starts at home, and it starts with parents who show them how to deal with money—the right way. Give the littles in your life the chance to win with money.

Junior’s Adventures Storytime Collection

Teach kids how to work, give, save, spend, avoid debt, and live a life of integrity with this book set. Kids will join Junior as he learns how to win with money in six different stories. It’s never too early to teach money lessons that will last a lifetime.

Financial Peace Jr.

Raise money-smart kids with this tool kit. It includes a parent guide that has step-by-step instructions on how to use the kit and insight into the ages and stages for different money concepts. There’s also an activity book, a launch pad chart with stickers, a chore chart, and give, save, and spend envelopes.

Adventure Pack

Go all in and give the kids in your life the gift of financial peace. They might not appreciate it now, but they’ll thank you later. This pack includes Financial Peace Jr., the Smart Saver Bank, and the Junior’s Adventures Storytime Collection.

See? There’s really something for everyone on your list. We hope our holiday gift guide helps you find some practical, meaningful and affordable gift ideas. Make a purchase in our online store, then sit back and relax knowing someone will unwrap the gift of hope this season. We bet they’ll appreciate it way more than another itchy sweater.

But if you’re still stumped on your gift search, use our Gift Finder to help you find the perfect gift this Christmas!

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners. Learn More.

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