- Your Plan
Which of these best describes your retirement dream?
What is your annual income?
The R:IQ tool uses today's dollars, but don't worry about inflation. We'll do all of the work for you.
If you were to retire tomorrow, how much would you need to fund your dream?
$ 75,000 Month
Here's your current monthly income as a starting point. Adjust it to what you think you would need.
How many years until you would like to retire?
How much have you already invested for retirement?
Do you have a will, and is it current?
Do you have term life insurance?
Do you have an emergency fund that could cover 3–6 months of expenses?
Do you create a household budget every month?
How much debt do you have?
Include debts such as car payments, credit cards, and school loans, but don't include your house.
To change these values, click on the above.
Talk with a SmartVestor Pro today to start working toward your retirement goals.
Your Retirement Checklist:
It's important to have a clear vision for your retirement. Discuss your dream in detail with your spouse or a friend.
Your R:IQ is:
You are on track to reach your R:IQ, keep up the great work! Here's what you need to invest each month:
Connect with an investing professional today.
Give your loved ones peace of mind by creating and updating your will.
Take out 10–12 times your income in term life coverage so your family is financially protected if something were to happen to you.
Take control of your money by creating a zero–based budget every month. We recommend EveryDollar.
Focus all of your energy on getting out of debt before investing for retirement.
Save three to six months of expenses to protect yourself from any surprises life throws your way.
Get Investing Help
Find an investing professional in your area who is a perfect fit for you and your goals.