"In less than four weeks, we paid off three small debts, have a handle and a grasp on WHERE our money is going, and the only thing I can say is . . . WHY didn’t I start this sooner?"
Katey
Join the millions who never have to worry about money again.
With Financial Peace University, you’ll learn the proven plan to pay off debt fast and save more money for your future.
Join the millions who never have to worry about money again.
With Financial Peace University, you’ll learn the proven plan to pay off debt fast and save more money for your future.
Join the millions who never have to worry about money again.
With Financial Peace University, you’ll learn the proven plan to pay off debt fast and save more money for your future.
Join the millions who never have to worry about money again.
With Financial Peace University, you’ll learn the proven plan to pay off debt fast and save more money for your future.
Stressed about money?
Do THIS first.
Managing money is hard. And spending almost $80 on something you’re not sure of is hard too. That’s why we’re giving you a preview of the course for FREE. Get ready—it might just change your life.
No more bank account freak-outs. No more sleepless nights. Feel better about your money in just 90 days.
Pay off your debt in two years or less and finally have extra cash for that alpaca you want (if that’s your thing).
When debt’s gone, you’ll never have to worry about providing for your family or yourself in the future.
No more bank account freak-outs. No more sleepless nights. Feel better about your money in just 90 days.
Pay off your debt in two years or less and finally have extra cash for that alpaca you want (if that’s your thing).
When debt’s gone, you’ll never have to worry about providing for your family or yourself in the future.
We get it. Personal finance can feel ridiculously intimidating. Not anymore. Over nine weeks, we’ll break down everything about handling money so you can beat debt and build wealth. With FPU, you'll:
We get it. Personal finance can feel ridiculously intimidating. Not anymore. Over nine weeks, we’ll break down everything about handling money so you can beat debt and build wealth. With FPU, you'll:
Get the step-by-step plan that’s helped millions.
Meet the 7 Baby Steps—the proven plan that shows you exactly what to focus on with your money. Even better? When you do them in order, they’re the fastest way to build wealth.
Get the step-by-step plan that’s helped millions.
Meet the 7 Baby Steps—the proven plan that shows you exactly what to focus on with your money. Even better? When you do them in order, they’re the fastest way to build wealth.
Go from “I’m lost” to “I get it” with simple lessons.
Complicated snoozefest? Not FPU. Nothing we teach is over your head—it’s the commonsense stuff we all should’ve been taught in high school. (Thanks for nothing, Pythagorean theorem.)
Work the plan with a community by your side.
Forget what it looks like on Instagram. In FPU, you’ll find out real fast that lots of people feel the same way as you. And you’ll have our coaches to talk to so you can confidently say, “I got this!”
Work the plan with a community by your side.
Forget what it looks like on Instagram. In FPU, you’ll find out real fast that lots of people feel the same way as you. And you’ll have our coaches to talk to so you can confidently say, “I got this!”
Watch small wins turn into unstoppable momentum.
*The average FPU graduate pays off $5,300 of debt and saves $2,700 in just 90 days and is debt-free in two years or less. And you're up next.
Watch small wins turn into unstoppable momentum.
*The average FPU graduate pays off $5,300 of debt and saves $2,700 in just 90 days and is debt-free in two years or less. And you're up next.
Thirty years of success stories—
and Dave was the first.
Everything you’re about to learn, Dave Ramsey learned the hard way. At 26, he “looked” like he was winning. But he took on loads of debt—and it ruined him. Bankrupt. Marriage hanging by a thread.
But he said, “No more!” and turned to what the Bible and commonsense had to say about handling money. That’s how the Baby Steps were born. That’s when his hope came back. And he created FPU to help others get their hope back too.
Join the nearly 10 million people who learned to live without debt and worry.
"I've learned more about managing my money these past few weeks than I have learned my entire life! Well worth every penny and every early morning I put into it. I highly recommend for ANYONE!"
Ashley W.
“No exaggeration, this class single handedly saved our finances. Taking Financial Peace [University] was the best thing we've ever done for our marriage.”
Charlie
“Before taking FPU, I didn't think financial peace was possible. For me and my husband, money used to be synonymous with stress. All of that changed after we completed FPU!”
Jacqui
“As a single mom . . . I was overwhelmed, scared and didn't know how things were ever going to change. Then I found Financial Peace University. Not only did it change my life, but I have been able to teach my daughter the concepts, as well as other single parents.”
Kristin
“After finishing the class, I felt motivated and focused on my path. The people in my class were amazing and it helps to have a support group in the same quest.”
Anthony
“I was looking for a way to make better choices with my money and wondering how some people just seem to get it when I felt lost. This course answered so many questions for me and set me on a path with simple steps. No stress, no debt, and no worries in my finances.”
James
Thirty years of success stories—
and Dave was the first.
Everything you’re about to learn, Dave Ramsey learned the hard way. At 26, he “looked” like he was winning. But he took on loads of debt—and it ruined him. Bankrupt. Marriage hanging by a thread.
But he said, “No more!” and turned to what the Bible and commonsense had to say about handling money. That’s how the Baby Steps were born. That’s when his hope came back. And he created FPU to help others get their hope back too.
Join the nearly 10 million people who learned to live without debt and worry.
"In less than four weeks, we paid off three small debts, have a handle and a grasp on WHERE our money is going, and the only thing I can say is . . . WHY didn’t I start this sooner?"
Katey
"I've learned more about managing my money these past few weeks than I have learned my entire life! Well worth every penny and every early morning I put into it. I highly recommend for ANYONE!"
Ashley W.
“No exaggeration, this class single handedly saved our finances. Taking Financial Peace [University] was the best thing we've ever done for our marriage.”
Charlie
“Before taking FPU, I didn't think financial peace was possible. For me and my husband, money used to be synonymous with stress. All of that changed after we completed FPU!”
Jacqui
“As a single mom . . . I was overwhelmed, scared and didn't know how things were ever going to change. Then I found Financial Peace University. Not only did it change my life, but I have been able to teach my daughter the concepts, as well as other single parents.”
Kristin
“After finishing the class, I felt motivated and focused on my path. The people in my class were amazing and it helps to have a support group in the same quest.”
Anthony
“I was looking for a way to make better choices with my money and wondering how some people just seem to get it when I felt lost. This course answered so many questions for me and set me on a path with simple steps. No stress, no debt, and no worries in my finances.”
James
Here’s What to Expect
Take in person or virtually.
Watch one-hour lessons.
Meet once a week for nine weeks.
Here’s What to Expect
Take in person or virtually.
Watch one-hour lessons.
Meet once a week for nine weeks.
This isn’t a nice story for someone else. It can be yours. Because it doesn’t matter where you’re starting from. Just. Start.
• All nine lessons of the course
• Fully editable digital workbook
• Interactive tools and calculators
• 3 months of the EveryDollar budgeting app
• Free one-on-one session with a financial coach
• 12 months of free group coaching
This isn’t a nice story for someone else. It can be yours. Because it doesn’t matter where you’re starting from. Just. Start.
• All nine lessons of the course
• Fully editable digital workbook
• Interactive tools and calculators
• 3 months of the EveryDollar budgeting app
• Free one-on-one session with a financial coach
• 12 months of free group coaching
Common Questions (and Answers)
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Who is Financial Peace University for?
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Anyone and everyone! Whether you’re trying to get out of debt or save for retirement, you’ll learn God’s and grandma’s ways of handling money. No matter where you are in your financial journey, Financial Peace University helps you reach your goals faster.
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Can my spouse come with me to the class?
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We can’t say “yes” loud enough here. Getting on the same page with your spouse about money is crucial, and FPU has been a game changer for millions of couples.
Plus, it doesn’t cost extra for them to come—you’re both covered when you buy FPU.
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How long does the class last?
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Financial Peace University has nine lessons. Most FPU classes meet once a week for nine weeks to go through one lesson each week. The sessions usually last one to two hours to give plenty of time for activities and discussions.
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Will I get a workbook or other class materials?
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Absolutely. Once you join a class, you’ll automatically get access to everything you need to go through the class—including a digital workbook. If you want a hard copy of the workbook (and we definitely recommend it), you can always order one.
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Is there childcare available for classes?
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Some classes offer childcare and others don’t. When you search for classes near you, you’ll be able to see the details of each class or reach out to the coordinator before you register.
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What if I can’t find a class that works for me?
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Don’t let that stop you from taking control of your money! You can always watch Financial Peace University online on your own and join a class later.
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I’ve already purchased Financial Peace University or have an active Ramsey+ membership. Do I have to pay extra to join a class?
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No way! Access to classes is included when you buy FPU or Ramsey+.
If you’re already signed in, just click “Find the Class for You” on this page, search for a class you like, and click “Join This Class.” Boom. You’re in.
Or you can sign in to Financial Peace University or Ramsey+ and click “Find a Class” in the menu.
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Can I buy Financial Peace University as a gift for someone else?
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You bet! Visit our store to purchase Financial Peace University. When you check out, just fill in the recipient’s information at the bottom of the form. After you purchase, they’ll immediately receive an email with instructions on how to set up their account and start watching the course.
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Where can I find information about coordinating a class?
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If you're interested in coordinating a Financial Peace University class, check out our Become an FPU Coordinator page. Here you can find all the information you need about signing up and coordinating classes!
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I have an activation code. What do I do?
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Redeem it here.
The 7 Baby Steps
Baby Step 1: Save $1,000 for your starter emergency fund.
Baby Step 2: Pay off all debt (except the house) using the debt snowball.
Baby Step 3: Save 3–6 months of expenses in a fully funded emergency fund.
Baby Step 4: Invest 15% of your household income in retirement.
Baby Step 5: Save for your children’s college fund.
Baby Step 6: Pay off your home early.
Baby Step 7: Build wealth and give.