The best money plan is one you don’t have to defend
If money conversations at your house feel like a confrontation, that’s usually a sign you’re not looking at the same numbers.
EveryDollar gives you and your spouse one shared plan so you’re deciding together instead of arguing separately.
Fewer surprises, fewer hard talks, and a lot more peace at the end of the month.
“Why do I feel stuck?”
More money won’t fix it. Without a plan, money still slips through the cracks, and your goals don’t get any closer. Start making real progress, real fast—with EveryDollar.
EveryDollar plans your money—goals included.
Give every single dollar a job.
- Create a customized budget in minutes.
- See all your money accounts in one place.
- Plan ahead for big purchases and surprise expenses.
Stay on top of your budget.
- Sync your bank transactions.
- Track fast—just drag, drop, done.
- Know at a glance what’s left to spend.
Hit your money goals faster.
- Free up margin for your goals.
- Track your progress in real time.
- Watch your money (and your confidence) grow.
this is what having
a plan looks like
In your first month with EveryDollar, you’ll have:
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More confidence and control with your money
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A clear plan you can actually stick to
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Extra margin to put toward your goals
Your goals are closer than you think.
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1. Download the app.
Start EveryDollar for free in the App Store or Google Play.
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2. Pick a goal.
Debt payoff, a new car, a trip—tell us what you’re working toward.
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3. Plan your money.
No more wondering where your money went. You’re telling it where to go!
get the plan
that gets you
to your goals!
Frequently Asked Questions
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What features should I look for in a budgeting app?
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Look for a budget app that makes it easy to:
- Plan your spending
- Track transactions
- See at a glance what’s left to spend
- Set goals (save, pay off debt, plan for retirement, etc.)
- Stay on top of bills and expenses
- Share the budget if you manage money with a partner
- Stay motivated and on track
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Is EveryDollar free?
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EveryDollar has a free version you can use as long as you want. If you want to experience the all-access version, EveryDollar premium, you can start with a 14-day free trial (new users only).
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What’s included in EveryDollar premium?
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EveryDollar premium includes all the free features, plus upgrades that save you time and money, like:
- Automatic transactions with bank connect
- Personalized recommendations to help you free up more money every month
- A debt payoff tracker to stay motivated and on track
- Expert coaching (one-on-one and group) for support and accountability
- Free live trainings every week to help you build budgeting skills and feel confident using EveryDollar
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How does EveryDollar help you find more margin and save money?
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EveryDollar’s personalized recommendations feature considers your spending habits and lifestyle to help you free up more money in your budget. You may have thousands in margin hiding in plain sight—EveryDollar helps you find it and guides you step by step on how to put it toward what matters most.
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Does EveryDollar connect to my bank and import transactions?
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Yes! With EveryDollar premium, bank connect pulls your transactions into your budget for you.
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Is EveryDollar good for couples or shared budgets?
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Yes! The household feature lets couples manage one budget together, even if you each sign in with separate emails.
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What is zero-based budgeting and how does EveryDollar use it?
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Zero-based budgeting means you plan where every dollar goes before you spend it so your income minus expenses equals zero. EveryDollar makes it simple—helping you build your plan with custom categories before the month begins and showing you what’s left in each category as you go.
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Can EveryDollar help with debt-payoff planning?
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Yes. EveryDollar helps you work the debt snowball method, where you pay off your debts from smallest to largest regardless of interest rate. By focusing on the smallest debt first, you get a quick win and the motivation to crush the rest of your debt. EveryDollar tracks your progress and, if you get a little off track, recommends a new payment amount and where to find the margin to cover it.
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How do I cancel Premium?
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You can cancel EveryDollar premium anytime. Canceling won’t delete your account. You’ll still have access to the free version.
Follow the steps below to cancel your subscription.If you are billed directly by EveryDollar:
- Sign in to account.ramseysolutions.com/subscriptions
- Click the Manage Subscriptions button
- Click Cancel Subscription or toggle Auto-Renew Off
If you purchased through a third party:
If you subscribed to EveryDollar premium through Apple or Google Play, you’ll need to cancel directly with that provider. EveryDollar is not able to cancel or issue refunds for third-party purchases.
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Is my data secure with EveryDollar?
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Yes. We take your privacy and security seriously. To connect your bank to your budget, EveryDollar partners with highly trusted third-party providers Mastercard Connect and Plaid. They follow strict security protocols, and your data is protected with multiple layers of security and encryption, including secure data transmission, identity verification and fraud prevention tools.
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How much does EveryDollar cost?
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EveryDollar offers a free version you can use at no cost for as long as you want.
After a 14-day free trial, the premium version costs $6.67 per month when billed annually at $79.99, or $17.99 per month when billed monthly
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What do you get with the free and premium versions of EveryDollar?
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Choose between free and premium, depending on how much guidance and convenience you want.
Free Version
- Create a monthly budget.
- Customize and create unlimited budget categories and lines.
- Access your budget from your computer, phone or tablet.
- Manually enter and track transactions.
- Set up sinking funds.
- Split transactions between multiple categories.
- Set due dates for bills.
- Get support from a live person if you need help.
Premium Version
All the free features, plus:- Connect your bank and stream transactions into your budget automatically.
- Plan your spending based on payday and bill due dates.
- View custom reports and compare your spending over time.
- Export your budget data as a CSV file.
- Set long-term financial goals and track your progress with the financial roadmap.
- Join live Q&A sessions with EveryDollar’s expert coaches.
- Choose from group coaching and one-on-one coaching options.
- Calculate your projected net worth.
What is EveryDollar?
EveryDollar is Ramsey Solutions’ zero-based budgeting app that helps you plan where your money goes before the month begins, track spending and expenses, and take control of your money for good. Available on iOS and Android, EveryDollar is the simplest way to budget, beat debt, and build lasting wealth.
Unlock EveryDollar’s premium features, including bank connect, financial roadmap, expert coaching and more, for $79.99 a year. Rated five stars from more than 72,000 reviews, EveryDollar helped users pay off $2 billion in debt in 2025.