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Navigate the Balance of Life

Find out how these areas work together and why it matters for the life you’re building.

Money
Your finances touch everything, from your daily choices to your biggest dreams. When you take control of your money, it can transform your life, career and peace of mind.

Personal Growth
When the hard parts of your life change for the better, your health is affected too. Leaning into good choices—like getting rid of debt stress or finding a job you love—helps you thrive with purpose.

Relationships
When you build trust, voice your needs, and set boundaries, your whole life benefits. It’s the foundation you can count on to carry you into every area of life.

Career
Work isn’t just a paycheck—it’s a calling. Finding your purpose in what you do and how you do it brings meaning to your days and leads to serving others with excellence.

The legacy you leave starts with the choices you make today.

Our Mission

Tools That Help You Create a Life You Love

Take the next step toward a life built on purpose.

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Money

From budgeting to saving to tax tips and more, see how simple steps will lead to big money wins.

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Career

Get the right tools to help you step into your dream job, fine-tune your resumé, and grow your leadership skills.

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Relationships

Find out how to build a deeper connection and grow as life partners to make your dreams a reality.

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Personal Growth

Learn what’s blocking you from a balanced life and get steps to take toward wellness.

Redefining Normal

We dug into how people think, feel and act when it comes to money. Check out the difference between those who follow the 7 Baby Steps and those who don’t.

Over half of Americans stress about money daily. But among those following the Baby Steps, it’s just 37%.

Worry fades step by step—45% feel it in Baby Step 1 and only 7% in Baby Step 7.

90% of those following the Baby Steps said they believe they can overcome their money challenges.

Read the Study Find Out Your Baby Step

Meet Our Ramsey Experts

Through shows, podcasts, articles and bestselling books, our experts break down life’s hard topics and help you take the right next steps.

Dave Ramsey
Personal Finance and Retirement Expert

Jade Warshaw
Personal Finance and Debt Elimination Expert

Dr. John Delony
Mental Health and Wellness Expert

George Kamel
Personal Finance Expert

Rachel Cruze
Personal Finance and Budgeting Expert

Ken Coleman
Professional Growth Expert

Ramsey Shows and Podcasts

Laugh, learn and get expert advice for your relationships, finances and personal wellness.

Practical advice for life’s tough money questions.

Real talk on life, relationships and mental health.

Unfiltered talk about culture and how to afford a life you love.

Get better. Move up. Lead well.

Filter what shows and topics you want to hear using the Ramsey Network app.

Life & Career

Money and Marriage: What to Expect at Each Stage

5 min read

When you first get engaged or married, everything seems perfect. You can’t imagine anything ever going wrong. It’s all red roses and fancy chocolate, right? But if you’re like most couples, tension and stress eventually finds its way into your marriage. And a lot of…