Rachel Cruze is a #1 New York Times bestselling author, financial expert and co-host of The Ramsey Show and Smart Money Happy Hour. Since 2010, Rachel has served at Ramsey Solutions, where she helps people get out of debt, take control of their money, and create a life they love. She’s authored four bestselling books, including Know Yourself, Know Your Money.

Jade Warshaw is a personal finance coach, bestselling author and co-host of The Ramsey Show. Since paying off over $460,000 in consumer debt with her husband, Jade has been helping others learn how to get out of debt and take control of their money. She’s a debt-free entrepreneur and six-figure debt elimination expert who’s on a mission to change the typical American money mindset. In her newest book, What No One Tells You About Money, Jade helps people push past what’s really been sabotaging their progress with money so they can finally win.

Dr. John Delony is a #1 national bestselling author and host of The Dr. John Delony Show. Since 2020, John has served at Ramsey Solutions, teaching on mental and emotional health. Before joining the team, he earned a PhD in counseling and spent nearly two decades in higher education serving in various leadership roles across multiple universities. His newest book, Building a Non-Anxious Life, unpacks the Six Daily Choices for a non-anxious life.

George Kamel is the #1 national bestselling author of Breaking Free From Broke, a personal finance expert, host of the George Kamel YouTube channel, and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey’s proven money plan, George went from negative net worth to millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.