Rachel Cruze is a #1 New York Times bestselling author, financial expert, and co-host of The Ramsey Show and Smart Money Happy Hour. Since 2010, Rachel has served at Ramsey Solutions, where she helps people get out of debt, take control of their money, and create a life they love. She’s authored four bestselling books, including Know Yourself, Know Your Money. Follow Rachel on X, Instagram, Facebook and YouTube, or online at rachelcruze.com. 

Dr. John Delony is a #1 national bestselling author and host of The Dr. John Delony Show. Since 2020, John has served at Ramsey Solutions, teaching on mental and emotional health. Before joining the team, he earned a PhD in counseling and spent nearly two decades in higher education serving in various leadership roles across multiple universities. His newest book, Building a Non-Anxious Life, unpacks the Six Daily Choices for a non-anxious life. Follow John on X, Instagram, Facebook and YouTube, or online at johndelony.com.