Rachel Cruze is a #1 New York Times bestselling author, financial expert, and co-host of The Ramsey Show and Smart Money Happy Hour. Since 2010, Rachel has served at Ramsey Solutions, where she helps people get out of debt, take control of their money, and create a life they love. She’s authored four bestselling books, including Know Yourself, Know Your Money. Follow Rachel on X, Instagram, Facebook and YouTube, or online at rachelcruze.com. 

Dr. John Delony, a three-time national bestselling author and host of The Dr. John Delony Show, helps millions of people navigate relationships and build marriages worth fighting for. He holds two PhDs and spent two decades in crisis response, sitting knee-to-knee with people in their hardest moments, before joining Ramsey Solutions in 2020. John writes, speaks and teaches on marriage, relationships and mental health, and has appeared on Good Morning America, CNN and Fox News. Follow John on X, Instagram, Facebook and YouTube, or online at johndelony.com.