*Prices are based on double occupancy. Includes cruise fare, gratuities, government taxes and fees.

Will Dave be on the ship? What’s that like?

Yep, Dave’s spending the whole week with you on board!

That means you might run into him at dinner, on the pool deck, in the hallways between events, or during one of the many activities happening throughout the cruise. And when Dave takes the stage, it’s one of the highlights of the week.

But one of the things he loves most is celebrating you—all the people who followed the plan, stayed the course, and changed their family trees.

Want more scheduled time with Dave? VIP and Preferred guests can look forward to Investing Essentials at Sea, an exclusive event hosted by Dave. Guests can also add on EntreLeadership at Sea, a half-day business and leadership experience hosted by John Felkins that wraps up with a live Q&A where Dave answers questions directly.

Are there only Ramsey guests on board?

Yes, we charter the entire ship exclusively for Ramsey cruisers.

So instead of vacationing with thousands of strangers, you’ll spend the week with people who speak the same language—Baby Steps, Debt-Free Screams, paying cash and building wealth.

It’s the kind of place where talking about money isn’t awkward, generosity is normal, and the people around you just get it. Even the ship’s crew previously called our group the most generous they’d ever had.

That’s what makes this cruise different. And you’ll notice it the moment you board.

How do I know if I’m financially ready for a trip like this?

If you’ve paid off all your consumer debt, built your fully funded emergency fund, and can pay for this trip without putting your other financial goals on hold, you’re exactly who this cruise is designed for.

This isn’t the kind of vacation where you treat yourself and figure it out later. It’s a celebration of the sacrifices you’ve already made and the financial peace you’ve worked hard to build.

You can reserve your cabin with a $600 deposit per person. Final payment isn’t due until December 2026, giving you plenty of time to budget and save for the rest.

The ship is already 70% sold out, and certain cabin types are gone. If you’re thinking about it, now’s the time to book.

What's included in the price of the base fare?

In addition to all the one-of-a-kind Live Like No One Else Cruise content (talks, concerts, etc.), you also get all the things that make Holland America Line amazing! This includes, but is not limited to, meals (including 24-hour room service, but not meals at the specialty restaurants); noncarbonated, nonalcoholic beverages (coffee, juices, tea, etc.); use of the ship's beautiful pools; and use of the ship's health and fitness center. All gratuities for meals and cabin stewards are covered as well.

The price does not include airfare, ground transportation, onboard purchases (spa services, specialty restaurants, carbonated and bottled beverages, alcoholic beverages, gift shop, etc.), excursions or travel insurance.

Holland America Line does offer drink packages. Please check the Holland America site for more information.

What is the cancellation policy?

Please carefully review the details of the cancellation policy below, as well as the full Terms & Conditions, prior to booking your travel event.

All prices, penalties and change fees are quoted per passenger based on selected occupancy.

• Today–December 3, 2026: $200 administrative fee per person
• December 4–16, 2026: deposit amount
• December 17, 2026–January 20, 2027: 50% of total package
• On or after January 21, 2027: no refunds