Free Resources For Leaders

You’ve got a lot on your plate.

That’s why we’re giving you access to the latest research and real-world insights—so you can lead your team well and make a meaningful impact on your business.

Resources

You’ve got a lot on your plate.

That’s why we’re giving you access to the latest research and real-world insights—so you can lead your team well and make a meaningful impact on your business.

Webinars

Money That Matters


When your employees are stressed about money, your organization feels it. Learn how financial wellness can lower turnover, boost productivity, and strengthen your culture as it transforms lives.

The Myth of Good Debt


“Normal” ideas about debt are keeping employees broke and stressed. Learn how to build a team that’s debt-free, motivated and focused on what matters.

The Culture Shift


A positive workplace culture is your competitive edge. Financial wellness benefits can impact your company culture and help your employees show up, step up, and stay longer.

The Silent Battle Employees Can't Win Alone


Money stress is holding your team back. They’re looking to you for help—and you’re in a powerful position to provide it. Learn how a proven plan can change their money habits and impact your bottom line.


Research

The 2022 SmartDollar Employee Benefits Study

The 2022 SmartDollar Employee Benefits Study

2022 Sample Size: 3,000 Employees

Ramsey Solutions conducted a study of more than 3,000 employees working at organizations with 25 to 3,000 employees. The study covered topics including employee benefits, perceptions of and engagement with financial wellness benefits, employee financial and mental health, and other trends impacting today’s workforce.

The SmartDollar Impact Study

The SmartDollar Impact Study

2024 Sample Size: 479 Business Leaders and 2,364 Employees

Ramsey Solutions conducted a study of nearly 2,900 SmartDollar clients and employees from companies with 25 to over 3,000 team members. The study examined employee financial well-being, productivity, and benefit satisfaction, along with employer perspectives on ROI, engagement, and overall sentiment toward financial wellness programs and their impact on workplace culture.

The 2021 Financial Wellness Benefits Study

The 2021 Financial Wellness Benefits Study

2021 Sample Size: 1,000 Business Leaders

Ramsey Solutions conducted a study of more than 1,000 benefits decision-makers in companies of all sizes across the United States. The study covered topics ranging from financial wellness benefits, the impact of financial wellness, barriers to financial wellness, organizational health and the impact of COVID-19.

Articles

Financial Education for Employees
Business

Why You Should Be Offering Financial Education for Your Employees

Personal finance is 80% behavior and only 20% head knowledge. Employee financial education is any program or benefit that teaches employees about money management. The best solution requires more than a new budgeting app or a new book—it requires change through new behaviors and habits.

Ramsey Solutions Ramsey Solutions



How Employees Are Actually Doing

Key findings from The 2022 SmartDolllar Employee Benefits Study where 3,000 employees were surveyed.

Employees Are Stressed, Burned Out, Overwhelmed and Angry
  

Employees Are Stressed, Burned Out, Overwhelmed and Angry

The 2022 SmartDollar Employee Benefits Study

Employees Worry About Personal Finances Daily
   

Employees Worry About Personal Finances Daily

The 2022 SmartDollar Employee Benefits Study

Money Is the #1 Cause of Stress
 

Money Is the #1 Cause of Stress

The 2022 SmartDollar Employee Benefits Study

Employees’ Mental Health Is Impacting Their Work
  

Employees’ Mental Health Is Impacting Their Work

The 2022 SmartDollar Employee Benefits Study

Employees Are Losing Sleep Over Personal Finances
  

Employees Are Losing Sleep Over Personal Finances

The 2022 SmartDollar Employee Benefits Study

Employees Are Losing Sleep Over Personal Finances
 

Employees Are Losing Sleep Over Personal Finances

The 2022 SmartDollar Employee Benefits Study


FAQ

Financial wellness is when you take control of your money so it doesn’t take control of you. That means budgeting, getting out of debt, saving and retiring with confidence. It’s not taking out loans, using credit cards, geting paycheck advances, or making risky investing moves.

Over half (55%) of employees say they worry about their personal finances daily.1 Businesses can play a crucial role in helping their employees achieve financial wellness. How? By offering financial wellness benefits that help employees budget, get out of debt, save, and retire with confidence.

1The 2022 SmartDollar Employee Benefits Study

Your employees’ money problems don’t stay personal—they follow your employees into work, too. And offering a financial wellness benefit to employees helps reduce the business costs associated with their financial stress—things like missed work, lost productivity and employee turnover. Learn more here.

The best financial wellness programs help employees get on a budget, get out of debt, save for the future, and retire with confidence. There’s just no substitute for true financial wellness. Learn how you can help your employees win with money using SmartDollar.