Employee Financial Wellness


What Is Financial Wellness?

Financial wellness is when you take control of your money so it doesn’t take control of you. That means budgeting, getting out of debt, saving and retiring with confidence. It’s not taking out loans, using credit cards, getting paycheck advances, or making risky investing moves.

Employee Financial Wellness

What Is Financial Wellness?

Financial wellness is when you take control of your money so it doesn’t take control of you. That means budgeting, getting out of debt, saving and retiring with confidence. It’s not taking out loans, using credit cards, getting paycheck advances, or making risky investing moves.

Employee Financial Wellness

What Is Financial Wellness?

Financial wellness is when you take control of your money so it doesn’t take control of you. That means budgeting, getting out of debt, saving and retiring with confidence. It’s not taking out loans, using credit cards, getting paycheck advances, or making risky investing moves.

 

What does that mean for your employees? What does that mean for your employees?

They have control over their day-to-day finances.
 

They have enough cushion to handle most financial emergencies.

They are out of debt and able to manage their expenses without swiping a credit card.
 

They are on track to meet their savings and retirement goals.

Articles

financial wellness benefit
Business

What Is Financial Wellness and How Can It Help Businesses?

Employee wellness is the foundation of every successful business. If business or HR leaders didn’t know that before the pandemic, they sure do now—especially after the Great Resignation.

Ramsey Solutions Ramsey Solutions

Research

The 2022 SmartDollar Employee Benefits Study

The 2022 SmartDollar Employee Benefits Study

2022 Sample Size: 3,000 Employees

Ramsey Solutions conducted a study of more than 3,000 employees working at organizations with 25 to 3,000 employees. The study covered topics including employee benefits, perceptions of and engagement with financial wellness benefits, employee financial and mental health, and other trends impacting today’s workforce.

The 2021 Financial Wellness Benefits Study

The 2021 Financial Wellness Benefits Study

2021 Sample Size: 1,000 Business Leaders

Ramsey Solutions conducted a study of more than 1,000 benefits decision-makers in companies of all sizes across the United States. The study covered topics ranging from financial wellness benefits, the impact of financial wellness, barriers to financial wellness, organizational health and the impact of COVID-19.

How Employees Are Actually Doing Right Now

Here are some key findings from the SmartDollar 2022 Employee Benefits Study where 3,000 employees were surveyed.

Employees Are Stressed, Burned Out, Overwhelmed And Angry
  

Employees Are Stressed, Burned Out, Overwhelmed And Angry

The 2022 SmartDollar Employee Benefits Study

Employees Worry About Personal Finances Daily
   

Employees Worry About Personal Finances Daily

The 2022 SmartDollar Employee Benefits Study

Money Is The #1 Cause Of Stress
 

Money Is The #1 Cause Of Stress

The 2022 SmartDollar Employee Benefits Study

Employees’ Mental Health Is Impacting Their Work
  

Employees’ Mental Health Is Impacting Their Work

The 2022 SmartDollar Employee Benefits Study

Compensation Is The #1 Reason Employees Are Leaving
  

Compensation Is The #1 Reason Employees Are Leaving

The 2022 SmartDollar Employee Benefits Study

Employees Are Losing Sleep Over Personal Finances
 

Employees Are Losing Sleep Over Personal Finances

The 2022 SmartDollar Employee Benefits Study


FAQ