Providers You Can Trust

Your big life decisions shouldn't be left to just anyone with a license. Connect with professionals who are trained and trusted to do things the Ramsey way and ready to super-serve all your insurance, real estate and wealth-building needs.

What Services Do You Need?

Insurance

Insurance

Get affordable coverage for home, auto, long-term care and more.

Real Estate

Real Estate

Find expert agents to help you buy or sell a home or get a mortgage.

Taxes and Investing

Taxes and Investing

Find products and pros to make sure every dollar you earn helps you reach your financial goals.

Debt Elimination

Debt Elimination

Break free from the chains of student loans.

Trusted Providers

Churchill Mortgage
Zander Insurance
HealthEquity
Mama Bear Legal Forms
Ramsey SmartVestor
Endorsed Local Providers (ELP) is now RamseyTrusted Providers

Work With Ramsey-Vetted Pros

Introducing RamseyTrusted Providers previously known as Endorsed Local Providers (ELP)

You and your hard-earned money should be served, not sold. The RamseyTrusted shield is a promise backed by our Ramsey team, and yep, even Dave himself. Our pros have earned it—and if they’re not doing whatever it takes to help you win, they’re not keeping the shield. Period.

Churchill Mortgage

Churchill Mortgage

Services:

You've heard Dave say that a 15-year, fixed-rate mortgage is the only way to go! But why are adjustable-rate mortgages so risky? And what’s the reasoning behind the 15-year loan? Churchill Mortgage helps Dave Ramsey fans understand everything about mortgages so that you can make the best decision for your family.

If you are debt-free, have an emergency fund in place to cover three to six months of living expenses, and you’ve saved for a down payment then you’re ready to start looking into a home mortgage. Churchill can help you find the most affordable mortgage for your budget and will be sure you get a payment that’s no more than 25% of your take-home pay.

Contact Churchill Mortgage to get a mortgage quote now.

Zander Insurance

Zander Insurance

Services:

It’s no secret that Dave believes there are must-have, non-negotiable protections you should have in place no matter where you are in the Baby Steps. But do you know why you should choose term life insurance over cash value? Or how long your family could get by without your income if you couldn’t work? What about the steps to take if your identity is stolen?  

If not, the team at Zander Insurance is on your side. As a debt-free company, they’ve been helping Ramsey fans secure their families’ financial futures for over 20 years and can guide you to make the best decisions for your situation.

Contact Zander Insurance to get quotes on term life and disability coverage, or sign up for identity theft protection now.

HealthEquity

HealthEquity

Dave loves the option of using a Health Savings Account as a way to cover healthcare costs and get tax advantages! But what is a high deductible health plan? How does an HDHP work together with an HSA? And what about Medicare or Flexible Spending Accounts? HealthEquity is the only team Dave trusts to answer all of your questions about HSAs so that you can make the best decision for your family.

If you’re eligible for a High Deductible Health Plan, your family is healthy and you don’t go to the doctor too much, a Health Savings Account could be a great way for you to enjoy lower premiums and build up a big medical emergency fund that grows tax-free.

Contact HealthEquity to see if you can open an HSA account now.

Mama Bear Legal Forms

Mama Bear Legal Forms

You've heard Dave say that everyone needs a will! And it’s true. A will helps you protect the people and things that matter most to you. But can you change or cancel your will in the future? And when should you do that? Mama Bear Legal Forms is the only company Dave and the entire Ramsey team recommend to answer all of your wills questions so that you can get a will in place with the coverage you need and nothing you don’t.

Mama Bear offers both Individual and Spousal Packages. Both options include Last Will & Testament, Health Power of Attorney, and Finance Power of Attorney. You need this protection today.

Contact Mama Bear Legal Forms to get your will in place now.

Ramsey SmartVestor

Ramsey SmartVestor

SmartVestor is a free service that connects you with our network of financial advisors, wealth advisors, financial planners, and other investment professionals. These are the people Dave and the whole Ramsey team trust to take care of you and your investments.

Endorsed Local Providers (ELP) is now RamseyTrusted Providers

Ramsey Endorsed Local Providers

Services:

ELPs (Endorsed Local Providers) earn Dave's recommendation because they're trustworthy, high-caliber professionals who are well-respected in their communities. They earned it through a track record of success and commitment to fantastic customer service

"I loved my ELP real estate agent, Jerry. He guided me every step of the way." – Kristen

What does it take to earn the RamseyTrusted shield?

Follow the Ramsey Way

RamseyTrusted providers share your values and come alongside you in your journey. They’re on fire for our mission and truly have the heart of a teacher.

Fully Vetted

To us, trust is an unbreachable contract—and every provider must earn it before they carry our shield. We work with a lot of good folks, but if they can’t meet our standards, they lose the shield. If they’re not going to serve you, they’re not RamseyTrusted.

Serve, Not Sell

The RamseyTrusted shield stands for top-notch service, so when you see someone wear it, you know they’re determined to help.

Real People. Real Results.

Frequently Asked Questions

You. It doesn't matter if you're on Baby Step 7 or have never heard of a Baby Step, RamseyTrusted is here for you in all your big decisions.

Providers who share your values and come alongside you in your journey. They're not only on a mission to help people, they love to teach the truth about their service to anyone who needs it.

They absolutely can. And even though no one can wear the shield until they've earned it, just earning it is no guarantee it will remain. Through long-term assessments and fan feedback, our team stays vigilant to make sure every Trusted provider keeps on serving you with excellence. If a provider falls short of those standards, they lose the shield.

ELPs (Endorsed Local Providers) earn Dave's recommendation because they're trustworthy, high-caliber professionals who are well-respected in their communities. They earned it through a track record of success and commitment to fantastic customer service.

SmartVestor is a free service that connects you with our network of financial advisors, wealth advisors, financial planners, and other investment professionals. These are the people Dave and the whole Ramsey team trust to take care of you and your investments.

Contact our Ramsey Concierge team by sending an email or call us toll-free at 1(888) 227-3223, available Monday–Friday, 8:00–5:00 p.m. CST.

More About Dave Ramsey

More than 25 years ago, Dave Ramsey fought his way out of bankruptcy and millions of dollars in debt. What he learned turned into Financial Peace University—the program that has helped nearly 6 million people change their financial futures and family trees. Now, his radio show and podcast, The Ramsey Show, reaches more than 16 million listeners each week.

Want to become a RamseyTrusted Provider or an ELP? Join the rock-star pros who help Ramsey fans win with money.

Apply Now