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What Is an Insurance Coverage Checkup?

When it comes to winning with money, it’s easy to understand some of the basics like save more, cut up those credit cards, invest in mutual funds. Those are all a key part of your offensive strategy as you work those Baby Steps. But what about defense?

Even though it’s not as much fun to talk about defensive strategies like life insurance or getting a will, they’re just as important.

Our Insurance Coverage Checkup will help you set up a rock-solid defensive game plan to protect everything you’ve worked for.

What’s the Insurance Coverage Checkup?

Our Insurance Coverage Checkup is a free tool that tells you if you have the right coverages based on your individual needs. After answering a few simple questions, you’ll get customized results that will help you take your insurance game to the next level.

For example, if you don’t have life insurance, we’ll flag that in your results as an action item. And if you don’t get it within 30 days of taking the checkup, your results will self-destruct. Actually, no. That’s not true. But you do still need life insurance ASAP to protect your income and your family’s future. So spoiler alert: That’s going to be at the top of your list!

Our Insurance Coverage Checkup also reveals what you don’t need—so you can stop lining the pockets of insurance companies and keep more of that hard-earned cash in your own pocket. The Insurance Coverage Checkup even answers questions you might not have even thought to ask. (But sorry, it won’t help you with things like, What is the meaning of life?)

Types of Coverages We Check

The Insurance Coverage Checkup provides you with a customized checklist so you can know exactly what you need to do to protect your family, belongings, finances and more.

Here are the types of coverages we’ll ask about:

  • Term Life Insurance
  • Home or Renters Insurance
  • Auto Insurance
  • Health Insurance
  • Long-Term Care Insurance
  • Will
  • Umbrella Insurance
  • Disability Insurance
  • Identity Theft Protection

Once you take the quiz, we’ll even rank your coverage list by importance, email it to you, and help you connect with RamseyTrusted insurance providers so you can get your plan in place fast.

Protect Yourself With the Right Coverage

Paying off debt is smart. Saving and investing is smart. But there’s an overlooked key to winning with money. That’s protecting your finances from emergencies. But with all that life throws at us, it can be hard to slow down long enough to take care of these things.

Don’t let an emergency sneak up on you. Protect what matters most by finding out what coverages you need. Get your customized results in just five minutes by taking the Insurance Coverage Checkup today!


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Ramsey Solutions

About the author


Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners. Learn More.

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