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This Year, Give Yourself a Gift!

If you’re feeling burned out from 2020 and 2021, you’re not alone. Millions are entering the holidays with a lot on their minds: politics, family stuff, job changes, gas prices, inflation and supply chain issues. (The only thing it seems we’re waiting for now is the zombie apocalypse.)

If you’re looking for some good news, it might sound weird, but there could be a way to save some money this year.

Taking just a few minutes out of your busy holiday schedule to review your home and auto insurance could save you hundreds of dollars next year.

Wait, did we just say insurance? Boring as it may sound, insurance becomes a lot more exciting when you see how simple it is to save!

Boring? Maybe. Simple? Absolutely!

You’ve probably heard us talk about how much money an insurance review can save you, but maybe you never followed through to find out for yourself. Well, there’s no better time than the holidays to save some cash. And checking your insurance can be faster and easier than figuring out what gift to buy for your office Secret Santa.

 Do you have the right insurance coverage? You could be saving hundreds! Connect with an insurance pro today!

And if you work with an independent insurance agent, it’s like having a personal shopper. They’ll take the hassle out of checking rates and will help you find extra savings.

’Tis the Season for Premium Hikes

This time of year, insurance companies often send out policy renewal notices—and unlike the flurry of Christmas cards filling your mailbox, those notices don’t bring any holiday cheer. If your homeowners insurance or auto insurance rates are going up, now’s a great time to shop for a better policy. In fact, some insurance companies (just like cable companies) are counting on you to not shop for a different plan. (And while we’re on the topic of saving on insurance, check out these 11 ways to pay less on auto insurance.)

Independent agents can save you money because they aren’t tied to one insurance company. They can offer you the best options from several companies, and they’ll help you avoid hidden insurance costs you might not be aware of.

When Your Old Policy Doesn’t Fit

This is also the time of year when we reflect on the progress we’ve made over the last 12 months. For some folks, that means a new financial situation. Maybe you’re working your way through the Baby Steps and you have enough in savings to afford a higher deductible.

Other life changes that call for an insurance evaluation include:

  • Marriage or new babies
  • Home or car purchase
  • New job or increased income
  • Retirement

If you’ve seen any of these life changes, work with your insurance agent to see if you can update your policy and save some moolah. You might also be able to save some money by bundling.

Start the New Year With Savings

Shopping for Christmas presents for family and friends? Yes!

Shopping for home and auto insurance? No thank you!

Thankfully, you don’t have to go it alone. One of our insurance agents who is part of our Endorsed Local Providers (ELP) program will shop for you to find the right coverage at the best price. And they’re RamseyTrusted, so you know you’ll be working with top agents in your area.

It’s not often you can give yourself a Christmas gift! Celebrate an even merrier Christmas and a happier New Year knowing you’ve just saved hundreds of dollars. 

Connect with an insurance agent today!

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners.

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