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Gloria's Inspiring Story

Gloria is living proof that there is always a way to get out of debt. Constant determination, a written plan, hard work and competent help are important aspects of her journey toward freedom from debt. Here is her inspiring story:

"In 2004, I was recently divorced, a single parent, and had a low-paying job. I didn’t make enough money and usually had a negative balance in my checking account because money was tight. I had accumulated over $17,000 in debt from the divorce. This might not seem like a lot to some, but it was a mountain to me, and I was considering filing bankruptcy.

"A friend told me about Financial Peace University. I joined the class and learned about Deanna Ooley, one of Dave’s local counselors. After I finished the class, I called Deanna. She helped me put a plan together and walked with me through the rough patches of unexpected financial events.

"I managed to get my debt down to $10,000 in two years with only a $16,000 salary. It was a hard time in my life, but Deanna was there to help me through. I was able to make leaps and bounds in my goal of being debt free.

"In 2006, I was laid off from my job and was unemployed for 10 months. By this time, my debt was down to $4,000. I can’t explain what a relief it was to be able to pay all my bills on my unemployment. Had I still owed $17,000, I would never have made it.

"I am now working for a great company and making great money. I’m so thankful Deanna came into my life to counsel me, encourage me and listen to me. She helped me put one foot in front of the other.

"I encourage those who are struggling and feeling overwhelmed by debt right now to keep working the plan. It will truly set you free from the bondage and burden of debt."

Gloria T.

Coaches trained by Dave's team are great resources to those who need help getting out of debt and creating a plan for their money. Connect with a coach here for a free consultation.

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Ramsey Solutions

About the author


Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners. Learn More.

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