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Where to Buy Cheap Furniture in 2022

If you’re over the age of 25, I’m willing to bet you’ve found yourself drooling over a show on HGTV at least once in your life. The trendy-looking couches, the modern rugs, the sleek lighting. Oh, baby! Everything just looks so nice and expensive. And it might have you looking around your own place with disappointment.

But wait—don’t start planning out an entire home renovation! I’ll let you in on a little secret . . . you don’t have to spend a fortune to make your place look like it’s straight out of West Elm’s website. All you have to know is where to buy cheap furniture that doesn’t look cheap. And lucky for you, you’ve come to the right place. As a frugal guy myself, I did a ton of research when I furnished my new home, and I’m going to share all my best furniture tips with you. I don’t pay retail price for anything. Not even haircuts (shout-out to the cash discount!).

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So, let’s get right to it—here are the top 18 places where you can find cheap furniture that will have your home looking sharp. There’s no real order here, but I like to keep things organized, so let’s break it down by online options, in-store options and secondhand options.

Where to Buy Cheap Furniture (Online)

1. Overstock

Overstock has a two-decade history of offering quality pieces at affordable prices. Not only that but the company has also won awards for being trustworthy.1 I don’t know about you, but trustworthy is a word I like to hear when I’m making big purchases online.

Scrolling through pages of overstock.com, you’ll see that this company has every type of home furnishing you could want or need—from mattresses and kitchen gadgets to bar carts and fun décor. But the best part? It has stuff that’s great quality at a great price. You can find area rugs, full comforter sets and even chandeliers for less than 40 bucks on Overstock.  

Shipping and returns: A big reason Overstock is my go-to is this—free shipping! Overstock offers free shipping on all orders in the lower 48 states (sorry, folks who are reading this from Alaska and Hawaii).2 Plus, if you don’t like what you ordered, Overstock has a 30-day return policy for a full refund—you’ll just have to pay for shipping.3 Not bad. Not bad at all!

2. Wayfair

I feel like everyone and their mom have been talking about the furniture they’ve ordered off of Wayfair lately. And it’s for good reason—its prices are way fair. (Sorry, I couldn’t resist.) Jokes aside, Wayfair carries super trendy-looking furniture, décor, cookware and appliances perfect for redecorating your home on a budget. You can even customize your own furniture on there—though, be warned, that’s not going to be the cheapest option. Your best bet on Wayfair is to check out its massive sale section where you can score discounted items like a comfy memory foam mattress. You’ll never sleep more soundly than knowing you got a great deal!

Shipping and returns: Wayfair offers free shipping to the lower 48 states for orders over $35 (with some exceptions for certain items).4 Most full-priced items are eligible for returns and full refunds within 30 days of delivery.5

3. Amazon

We all know you can get just about anything on Amazon, and affordable furniture is no exception. The best part about Amazon is that it’s usually extra speedy with the delivery, especially if you have an Amazon Prime subscription. Your new couch could be at your door the very next day!

Amazon offers some of the cheapest furniture on the web, with plenty of pieces that still look nice. I found a faux marble accent coffee table on there for less than $150 and a super chic entertainment center for about $240 that looks like it costs over $800. And with thousands of retailers, the possibilities of what you can find on Amazon are truly endless.

Shipping and returns: If you have an Amazon Prime subscription, buying cheap furniture on Amazon is a no-brainer because you’ll get the luxury of fast and free shipping no matter the cost.6 If you don’t have Prime, you might still be eligible for free shipping on orders over $25, but it depends on the seller.7 You can return most items within 30 days, but there could be a return fee if the item wasn’t sold by Amazon.8

4. Dot & Bo

Dot & Bo is another great website to find fun, affordable furniture. And when I say fun, I really do mean it. I found this awesome furry yak ottoman on there that would be absolutely perfect for a child’s room (or your inner child—I don’t judge!). Aside from the silly stuff, most of the other furniture pieces on Dot & Bo scream “modern luxury” at a price that won’t make you scream. And be sure to check out its huge clearance section for some extra discounts.

Shipping and returns: Dot & Bo offers free shipping on many items, while other items may have a fee based on size and weight.9 You can return or exchange most items up to two weeks after your item was delivered.10

5. AllModern

Okay, so AllModern may be a little pricier than the other cheap furniture sites on this list. But if you do some digging, you can find great deals on its site. AllModern is filled with tons of—you guessed it—modern furniture and home décor that is so stylish, it’ll have any trendy millennial squealing with joy. So, if you’re a sucker for mid-century modern style like me, AllModern is a solid choice.

Shipping and returns: AllModern offers free shipping to the lower 48 states on most orders over $35.11 You can return most items within 30 days of delivery for a full refund or store credit, but you’ll have to pay for return shipping costs.12

Where to Buy Cheap Furniture (In-Store or Online)

6. IKEA

If you’ve ever been lucky enough to visit an IKEA, I don’t have to tell you why it’s got an almost cult-like fan base (especially if you’ve tried those Swedish meatballs). IKEA offers impressive prices on everything from sleek furniture staples to unique décor that’ll make you look like a millionaire in your own home.

And while IKEA furniture may be infamous for its hard-to-understand assembly instructions, you’ll find yourself whipping out engineering skills you didn’t know you had for cheap desks and sofas. Trust me. And if you want even more savings, you can join the free rewards program—IKEA Family—to get member benefits like discounts and 90-day price protection.13

Shipping and returns: IKEA’s shipping rates depend on the weight and size of the furniture you order.14 A great thing about IKEA is its generous return policy, offering a full refund on unopened products returned within 365 days or on opened products returned within 180 days.15

7. Target

IKEA isn’t the only store with fans—Target is pretty much an internet meme for busting people’s budgets with its irresistible merchandise they didn’t know existed but now urgently need. (Seriously, scientists should study this store to figure out how it created a black hole for spending money on things that were never on your shopping list.)

While you’ve got to be careful to not fall for impulse buys at Target, it’s a great place to find fun, inexpensive furniture and knickknacks that will spruce up any room. Shopping on Target’s website is awesome because you can shop by collection, offering tons of possibilities for matching furniture. You can also get an extra 5% off if you have the Target debit card (key word debit card, never credit!).

Shipping and returns: Target offers free two-day shipping on many items (if you spend over $35, which is pretty easy if you’re buying furniture).16 You can return most items in-store or by mail within 90 days for a full refund.17

8. Home Depot

Home Depot isn’t just for tools. It’s also a place where you can find cheap furniture. Home Depot has over 2,300 stores across the U.S., so there’s a pretty good chance there’s one near you.18 And under that big ole orange sign, you’ll find affordable furniture and décor for your bedroom, bathroom, living room and more—including bed frames and bathroom vanities for under $100. While Home Depot’s stores may not carry a wide variety, its website is filled with thousands of items. Plus, it lets you shop furniture by width, style or color. Now that’s fancy!

Shipping and returns: If you don’t find what you’re looking for in Home Depot’s store, most of its online items will ship for free—some even within two days!19 You can also have your order shipped to the store for pickup. For returns, just take your furniture back to the Home Depot store within 30 days for a refund or exchange, or you can have Home Depot send you a shipping label and make your return through UPS.20

9. Big Lots

You might think I’m being crazy here, but don’t sleep on Big Lots, folks. It’s a great place to find really cheap name-brand furniture, especially if you’re looking for a full sectional sofa that won’t cost you an arm and a leg. Plus, Big Lots has great weekly deals that slash its already low prices in half, and tons of coupons are available if you sign up for its free rewards program. Bottom line: If you’re trying to redecorate your home on a tight budget, Big Lots is your new best friend (sorry to your old best friend).

Shipping and returns: Big Lots has over 1,400 stores across the U.S. and offers free two-day shipping (or even same-day if you’re lucky) on orders of $59 or more.21,22 Whether you bought it in-store or online, you can return your Big Lots furniture in-store or by mail within 30 days for a full refund or after 30 days for store credit.23

10. Walmart

Sure, Walmart may be famous for having some, well, unusual shoppers. (Google “People of Walmart” for a good time after you read this.) But I’ve got to give credit where credit is due—Walmart has a massive stock of staple furniture and home décor items that’s pretty hard to ignore. I mean, seriously, could you love anything more than a loveseat that’s less than $200? I can’t think of much . . . except maybe a TV stand under $70. Yep—Walmart has both of those things. Seriously, no matter what you’re looking for, I guarantee that Walmart has it. And as a bonus, you can sift through all the cheap furniture by room, style or brand on walmart.com.

Shipping and returns: Your shipping time and costs depend on what you order, but some items are eligible for free 2–5 day shipping (for orders over $35).24 And with the convenience of over 4,700 stores across the U.S., you can skip the mail return and bring any unwanted items to the Walmart store within 90 days for a full refund or exchange—just be sure to hold onto that receipt.25

11. T.J. Maxx/HomeGoods

T.J. Maxx and HomeGoods (both owned by parent company TJX) have chic and modern furniture similar to what you might find at Target. Shopping online is a great way to find niche items that can totally transform your home by switching out just a few pieces. For instance, you can cover a basic lamp you already have with a woven light cover from T.J. Maxx or throw all those books currently sprawled over your ottoman into a sleek wooden storage table that looks expensive. Why pay full price when you can get your dream home by being a Maxxinista, am I right? But please, for the love of all that is holy, stay smart and say no to the TJX credit card pitch at the register.

Shipping and returns: T.J. Maxx’s shipping fees are usually based on weight and distance but likely won’t tack on more than $10.99 to your order and should arrive within 10–15 days.26 Any purchase made online can be returned in-store or online within 40 days, while purchases made in-store need to be returned (with a receipt) within 30 days.27,28

12. Kohl’s

Yep. Kohl’s is somehow still kicking. Compared to Target and Walmart, I feel like Kohl’s doesn’t get enough credit. It’s just as awesome and affordable and offers everything you could want or need for a home makeover. Plus, it’s a top-notch option if you’re on a tighter budget. I mean, right on Kohl’s website is a big button to search specifically for furniture $100 and under. How fantastic is that? It’s like they’re staring into my budget-conscious soul.

Also, if you’ve got a kid’s room to decorate, bet on Kohl’s as the spot to find cheap kids’ furniture. They’ve got all the fun stuff too, like bean bag chairs, fluffy animal seats and colorful storage drawers perfect for hiding all those toys.

Shipping and returns: Kohl’s offers free standard shipping (3–6 days) on most orders over $75.29 But if you live near a Kohl’s, you could buy online and have your item shipped to the store to skip shipping costs.30 Kohl’s also has a pretty generous return policy, allowing you to return most items in-store or online within 180 days of purchase for a refund.31

13. Ashley Furniture HomeStore

I can already hear your sarcasm. Gee, George, would’ve never thought of Ashley Furniture to buy furniture! Look, I’m aware Ashley is far from a secret. It’s got hundreds of stores around the U.S. and is known for having a wide selection of moderately priced furniture. And while some of its options may not exactly fit the bill for cheap furniture, Ashley has such a massive inventory, you’re guaranteed to stumble on some budget finds, and that’s why I think it’s one of the top places to shop for a cheap home makeover. On its website now, Ashley has more than two dozen options for sofas under $500. That’s crazy cheap! Fun fact: The sectional sofa I had in my first home was from Ashley Furniture.

Shipping and returns: Most furniture items on Ashley’s website qualify for free 3–7 day shipping to the lower 48 states, while shipping fees range by price to Alaska and Hawaii.32 And if you’re not happy with your new furniture, you can return it to Ashley for a full refund within 30 days of delivery unless it’s a clearance item—those are final sale.33

14. BJ’s or Costco

Warehouse stores like BJ’s or Costco might not come to mind when you’re looking for furniture, but don’t be fooled—they’ve got some great deals. Plus, as wholesalers, they’re way less likely than big-name furniture stores to have outrageous pricing markups.

Of course, you can only buy furniture at Costco or BJ’s if you’re a member, which can cost you anywhere from $60 to $100 per year. But with that membership comes access to plenty of affordable furniture items.

Shipping and returns: Costco and BJ’s offer a wide variety of delivery options on their websites—including adding options for carriers to set up your furniture for you—with costs calculated by weight and location, or you can have them shipped to the store for pickup.34,35 You can return most purchases to a Costco or BJ’s within 90 days for a full refund.36,37

Where to Buy Cheap Furniture (Secondhand)

15. Habitat for Humanity ReStore

It’s time to bust out that famous saying that’s been around as long as time itself: “One person’s trash is another person’s treasure.” Well, when it comes to furniture and appliances, there’s some real treasure at Habitat for Humanity ReStores. Let’s be real: While new furniture at an affordable price is great and all, there are times you’ll have to sacrifice that to stay in your budget. And that’s what’s so great about buying secondhand items—they’re almost always priced at a major discount just because they’ve been used before, even when they’re amazing quality!

Also, Habitat for Humanity is a nonprofit all about helping out people in your community, so you know your dollars are going to a cause greater than your home makeover. That’s a win-win situation for anyone.

You’ll probably have to visit your local Habitat for Humanity ReStore to check out the inventory, although some stores will have websites or Facebook pages where they’ll post their furniture stock. Pro tip: If you’ve got your eye on something at the ReStore but you feel like it’s a bit over your budget, just wait a couple of weeks. These stores are always changing their prices.

Shipping and returns: The Habitat ReStore doesn’t ship furniture, but some stores do have a delivery option if you need help getting the furniture to your home. If you’re not happy with your purchase, most items can be returned to the ReStore with a receipt within 30 days.38

16. Goodwill

My advice for buying cheap furniture at Goodwill is pretty much the same as ReStore. Keep in mind, the inventory at Goodwill will depend on where you’re shopping. But if you’ve got an open schedule and time to do some digging, you’ll be sure to find some great cheap furniture items. And if you’re crafty, you might even find some fixer-upper pieces that you can turn into luxury-looking items. Heck, I’ve watched what some of those home improvement DIY magicians can do with secondhand furniture on TikTok. Don’t be afraid to try some stuff out! Bonus: If you’re handy and want to make some extra cash, you can buy furniture super cheap at Goodwill, fix it up, take some nice photos, and resell it for a profit on Facebook Marketplace or Craigslist!

Shipping and returns: You’re probably going to buy furniture in person at a Goodwill store, but you can buy some stuff online or through auctions too. In that case, the shipping rate will be decided by the Goodwill location.39 Sorry—Goodwill doesn’t accept any returns or exchanges.40 But hey, you can always donate it to Goodwill.

17. Facebook Marketplace/Craigslist

First, I want to give you a small warning: You need to be careful when buying furniture—or anything really—on Facebook or Craigslist. There are a lot of people who will try to scam you, so don’t pay anything until you’ve checked out the furniture yourself. Always look at the user’s profile and make sure they have a legitimate, non-creepy photo of themselves and a location listed that’s in your general area. Also, try to meet in public spaces, and bring a friend with you if possible for safety.

With that warning out of the way, let me tell you the number one reason why Facebook and Craigslist are great places to buy cheap furniture: negotiating power! If there’s one thing I’ve learned in my three decades of life, it’s that you can negotiate a bargain just about anywhere. But it’s probably a lot easier to cut a deal with Joe on Facebook than it is with the sales guy at a big-brand store. Just make sure you’re not being unreasonable with your asking price—lowballing is a surefire way to make online enemies. Some of my best finds have been on Facebook Marketplace, including a gently used West Elm coffee table, West Elm media stand and a Peloton!

Pro tip: Try to act as fast as possible on these sites, since the best items will get snatched up fast. This is also one of the best ways to sell furniture you don’t want anymore. I’ve sold multiple furniture items just this week!

18. Estate or Yard Sale

The internet is a great place to find cheap furniture, but a good old-fashioned estate or yard sale will never go out of style. The key here is knowing the art of garage and yard sale shopping. That includes showing up early to snag the best items and using all your best bargaining tactics—including letting George Washington do most of the talking. If you don’t see any yard sale signs around your neighborhood, search “estate sales near me” on Google. You’d be surprised how much is out there! And as a bonus, you may be able to reserve some items online or buy them through an auction.

Tips for Buying Cheap Furniture

Check out the website first (if possible).

Starting your furniture shop online is the way to go, even when you’re looking at furniture brands that have physical store locations. That’s because it’s way easier to find the items you want, read customer reviews, and search through deals on the web. And then, if there’s a store near you, you can check out the products for yourself. (After all, it’s nice to make sure that the couch is as comfy as it looks!)

Inspect everything.

It’s possible to find high-quality, low-cost furniture, but you’ve got to know what to look out for and where to make compromises. Check all drawers and cabinets to make sure they open and close smoothly. And avoid buying anything that looks like it’s stuck together by glue. If you buy something online and it arrives and it’s a big piece of junk, return it! It isn’t worth the bargain if it falls apart after a week’s worth of use.

Ask for a discount.

It’s true what they say: “You’ll never know if you don’t ask.” No matter where you’re buying cheap furniture, ask for a discount. Best case? You get a great deal. Worst case? They say no, and it’s maybe slightly awkward for, like, one second. It’s always worth a try. (Look up Rejection Therapy if you want to get really good at this!) P.S. If you’re shopping online, ask for a discount using the online chat feature, or use a browser plugin like Honey that will test out promo codes for you!

Pay in full.

Do not—I repeat—do not ever use any type of installment payment plan to buy your furniture. Ever! Second to car dealerships, furniture stores are one of the most common places where you’ll run into a gazillion sketchy financing options, like $0 down or 90-days-same-as-cash. Don’t fall for it. You’ll completely lose out on a great furniture deal the second you decide to start paying for it over time. I’m not interested in paying interest, and you shouldn’t be either. It’s a major wallet mistake. I want you to own your furniture, and when you do it with debt, it’ll own you.

You need to actually buy your furniture—every couch, TV and end table—every time. The way you do that is by setting aside cash in a sinking fund each month until you’ve got enough to pay in full.

Hey, guess what? My favorite budgeting tool, EveryDollar, makes it super easy to set up sinking funds for any big purchase you’ve got coming up. And it’s free! (Yes, really. Go check it out!) EveryDollar will help you budget for your home makeover—because even cheap furniture items can add up.

So there you have it, guys. While the Joneses brag about their pricey furniture and expensive interior designer, you can rest easy knowing your home looks just as good even though you spent half the amount of money they did.  

George Kamel

About the author

George Kamel

George Kamel is a personal finance expert, certified financial coach through Ramsey Financial Coach Master Training, and nationally syndicated columnist. George has served at Ramsey Solutions since 2013, where he speaks, writes and teaches on personal finance, investing, budgeting, insurance and how to avoid consumer traps. He co-hosts The Ramsey Show, the second-largest talk show in the nation that’s heard by 18 million weekly listeners. He also hosts The EntreLeadership Podcast and The Fine Print podcast, which has over one million downloads. You can find George’s financial expertise featured in the U.S. Sun, Daily Mail and NewsNation. Learn More.

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