Refinance Your Home With Confidence

Figuring out when to refinance your home doesn’t have to be confusing. Learn the right time to refinance and you could save thousands!

The Right Way to Refinance Your Home

Know the why behind refinancing.

Refinancing helps you lower the amount you’re paying in interest and drastically reduces the number of years you’re in debt. Refinancing can help you become completely debt-free faster!

There’s more to it than just interest rate.

There are a number of ways to save money outside of lowering your interest rate: You could get rid of your private mortgage insurance (PMI), reduce your loan term, get out of a variable rate, or switch your loan type.

Work with a lender you can trust.

Many lenders may try to convince you that refinancing to a longer term can help you have more cash on hand. Run away! That’s not the point of refinancing. The right mortgage company will refinance your home to help you reach your financial goals.

Why Churchill Mortgage?

Proven Track Record

Churchill Mortgage has helped thousands of Ramsey listeners achieve homeownership.

Heart of a Teacher

Churchill’s Loan Specialists show you the true cost—and savings—of each loan option. They coach you to make the best decision based on your budget and goals.

Office Locations Nationwide

Churchill Mortgage has a large network of experts with offices nationwide, including San Diego, Phoenix, Dallas, and Washington D.C.

Connect With a Mortgage Expert

What would you like help with? (optional)

You’ll get a confirmation email from Churchill Mortgage.

 

By submitting your contact information you agree to our Terms of Use and our Security and Privacy Policy. You also expressly consent to having Churchill Mortgage and any of our mortgage partners contact you about your inquiry via text message or phone. This includes but isn’t limited to an automatic phone dialing system or an artificial and/or pre-recorded voice by ways of the residential and/or cellular phone number you provided (even if that specific phone number is on a corporate, state, or national Do Not Call Registry). You do not have to agree to receive such calls or text messages as a condition of receiving services from Churchill Mortgage. In addition, by communicating with us via phone, you consent to calls being recorded and monitored. If you’d like to receive daily texts, you agree to receive 25 messages per month. For weekly text alerts, you will receive 10 messages per month. Mobile terms: Email and Mobile Policy. Text message and data may apply. Reply HELP for help. Reply STOP to cancel.

This is an advertisement for Churchill Mortgage. Advertising fees paid by Churchill Mortgage are in no way dependent upon any referral of settlement service business or a particular consumer transaction with Churchill Mortgage. Ramsey Solutions and its affiliates do not warrant the services or products of Churchill Mortgage, nor does Ramsey Solutions make any promise or guarantee related to any services rendered by Churchill Mortgage. Transacting business or communicating with Churchill Mortgage is at your sole discretion. Any services rendered by Churchill Mortgage are solely that of Churchill Mortgage. By submitting your information, you are consenting to being redirected to a third party site, www.churchillmortgage.com. Ramsey Solutions does not warrant third party sites, and it is not responsible for the information contained in such sites.

Churchill Mortgage Corporation, NMLS #1591 (www.nmlsconsumeraccess.org) is an Equal Housing Lender. For more information, go to www.churchillmortgage.com/support/licensing.