WE'RE DEBT-FREE! You read that correctly. We were drowning in $166,456 worth of student loans, credit cards, personal loans and car loans. We didn't know how we would ever escape the monthly payments . . . We turned our lives around when Brandon got us hooked on @daveramsey's The Total Money Makeover and getting involved with taking Financial Peace University four times! We never could have done this without following the Baby Steps that Dave teaches and learning to love our life like @rachelcruze teaches. We chose to live like no one else for the last 12 months so now we can live and give like no one else!