15 Practical Budgeting Tips
Believe it or not, budgeting will help you take control of your money and eliminate money worries. Here are my best budgeting tips.
Rachel Cruze
Tell your money where to go instead of wondering where it went.
Budget confidently with EveryDollar.
Tell your money where to go instead of wondering where it went.
Budget confidently with EveryDollar.
Did you know that having a budget isn’t about tying yourself down? It’s about having a flexible plan for how you want to spend your money (before your money spends itself).
Enter your income.
All you have to do is enter all the money coming in this month and make a plan for every dollar—as you track your expenses throughout the month, the app will do the math for you.
Customize your budget.
Your budget should work for you! Create and rearrange categories and line items. Want to make sure you’ve got money for binge-watching your favorite shows? Make a line item for that!
Start saving.
Create funds for emergencies, big purchases, Christmas, vacations, jet skis, anything you want to save up for.
Plan your payments.
Fill in payment details and due dates for recurring bills. And if you're paying off debt, the app will keep track of your interest and payments to keep your balance accurate.
Did you know that having a budget isn’t about tying yourself down? It’s about having a flexible plan for how you want to spend your money (before your money spends itself).
Enter your income.
All you have to do is enter all the money coming in this month and make a plan for every dollar—as you track your expenses throughout the month, the app will do the math for you.
Customize your budget.
Your budget should work for you! Create and rearrange categories and line items. Want to make sure you’ve got money for binge-watching your favorite shows? Make a line item for that!
Start saving.
Create funds for emergencies, big purchases, Christmas, vacations, jet skis, anything you want to save up for.
Plan your payments.
Fill in payment details and due dates for recurring bills. And if you're paying off debt, the app will keep track of your interest and payments to keep your balance accurate.
Take the guesswork out of managing your money.
The best way to take control of your money is to know where it’s going—BEFORE the month begins. EveryDollar makes it easy. You’ll go from unsure to unstoppable in no time.
Take the guesswork out of managing your money.
The best way to take control of your money is to know where it’s going—BEFORE the month begins. EveryDollar makes it easy. You’ll go from unsure to unstoppable in no time.
What’s Cool About EveryDollar
Get set up and ready to go in less than 10 minutes.
(Let’s be honest—that’s less time than it takes to decide what’s for dinner.)
It’s your budget—make it work for you!
Create and rearrange categories and lines so you can plan exactly where you want your money to go.
Save up for what’s important to you with funds!
Put aside a bit each month for emergencies and big purchases (like a phone that doesn’t have a cracked screen).
Track everything you owe every month (even your sock club subscription—no judgment here).
Set each due date so you know what’s going where and when.
What’s Cool About EveryDollar
Get set up and ready to go in less than 10 minutes.
(Let’s be honest—that’s less time than it takes to decide what’s for dinner.)
It’s your budget—make it work for you!
Create and rearrange categories and lines so you can plan exactly where you want your money to go.
Save up for what’s important to you with funds!
Put aside a bit each month for emergencies and big purchases (like a phone that doesn’t have a cracked screen).
Track everything you owe every month (even your sock club subscription—no judgment here).
Set each due date so you know what’s going where and when.
One all-access membership.
Three ways to pay, after your free trial.
Pay $0.00 today with your 14-day free trial.
Cancel anytime. No hassle.
3 Months
$59.99
That's $19.99/month.
Renews every 3 months
12 Months
$129.99
That's $10.83/month.
Renews yearly
6 Months
$99.99
That's $16.66/month.
Renews every 6 months
Ready to keep learning? Check out the blog!
Rachel Cruze
What Is a Budget?
What is a budget? You’ve probably heard about budgeting. But why do people do it? And why do you need to do it? We took a deep dive into the world of budgeting, and here’s what we found.
Ramsey Solutions
10 Budgeting Myths You May Be Falling For
The worst part about the budget isn't that it's difficult (because it's not). It's all the misunderstanding and myths floating out there about why you shouldn't budget.
Ramsey Solutions
Common Questions (and Answers)
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How does EveryDollar work with Ramsey+?
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When you upgrade to a Ramsey+ membership, you get all the premium features of EveryDollar—like bank account syncing, budget reports and insights, and due date reminders.
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Can I buy the premium version of EveryDollar separately?
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No, the premium version of EveryDollar is only available with a Ramsey+ membership. Your membership also gets you access to Financial Peace University (our nine-lesson course that teaches you the proven plan to win with money), lots of other courses, audiobooks and awesome benefits.
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Can I budget with EveryDollar for free?
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You sure can! Set up a free account in EveryDollar and create your first budget in about 10 minutes. To get the most out of budgeting with EveryDollar, upgrade to Ramsey+ and get all the premium budgeting features.
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Can I share my membership with my spouse?
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Yes! Just use the same username and password to log in to as many devices as you need.
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I have an activation code. What do I do?
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Redeem it here.
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I’m having a technical problem with EveryDollar.
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Sorry about that! We’ve got you covered. Go to help.everydollar.com and click Troubleshooting. If you can’t find an answer there, just click Submit a Request, and our amazing support team will get back to you.