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BabySteps is part of Ramsey+

Always know your next right step for your money.

Cancel anytime. No drama. No hassle.

The BabySteps Logo

BabySteps is part of Ramsey+

Always know your next right step for your money.

Cancel anytime. No drama. No hassle.

BabySteps Stats
Track your money progress.

Spend less time worrying about your life and more time living it.

Find out where you are.

Always know where you stand. Always know where you’re heading. At a glance, you’ll see where you are with your goals–and know the next right move for your money.

Pull out section of Baby Step 2 on mobile device
Debt Free Date scrolling on mobile device.

Discover your debt-free date.

Add your debt to the app. Then you’ll see your target debt-free date. And the more you sacrifice, the sooner you’ll make it happen.

Use the tools to help you get ahead.

Track your emergency fund balance. Check your investing progress. Watch as you build your kid’s college fund. Celebrate each debt you pay off and every dollar you save–one Baby Step at a time.

Baby Steps 1 and 4 showing savings and investments increase animations
The BabySteps Logo

Track your progress anywhere.

Download the new BabySteps app and know exactly how you’re doing. 

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Baby Step 1, 4, and 6 on devices
Ramsey Plus

One all-access membership.
Three ways to pay, after your free trial.

Pay $0.00 today with your 14-day free trial.
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In Case You Missed Anything

Ramsey+ is an all-access membership to our best money tools, apps and content. With Ramsey+ you’ll discover how to take complete control of your money—and get the tools you need to make it happen. Your membership includes access to our online courses, including Financial Peace University, the premium version of EveryDollar, the BabySteps app, PLUS so much more.

Ramsey+ is for people who need help or want to do better with money! It has the content, tools and resources you need to reach your money goals faster. Whether you’re trying to get out of debt or save for retirement, Ramsey+ is here for the entire journey.

You bet! Visit our store to purchase. When you check out, select “Send as a gift” and fill in the recipient’s information at the bottom of the form. After you purchase, they will immediately receive an email with instructions on how to set up their account.

Yes! Just use the same username and password to log in to as many devices as you need.

The 7 Baby Steps are the proven plan to help you win with your money. For more information, check out Dave Ramsey's 7 Baby Steps

Absolutely! Paying off debt is only the beginning. Handling money the right way is a lifelong process. That's why FPU teaches you all about money—from paying off debt to insurance and investing to buying real estate. And the best way to build up those financial muscles at any step is budgeting. EveryDollar makes it easy to set up your monthly budget, track your expenses, and head toward your goals even faster.