Protect Your Wealth With Umbrella Insurance
You’ve worked years to build your legacy—keep it safe for the future with a RamseyTrusted® insurance pro. Plug in your zip code below to connect with a pro who knows your area and get started.
What Is Umbrella Insurance?
Umbrella insurance is a form of personal liability coverage that protects you from large claims or lawsuits that exceed the coverage of your other insurance policies. It helps fill gaps in your primary liability insurance (like homeowners, auto and boat insurance).
Who Are RamseyTrusted Pros?
Your Trusted Guides to Insurance
RamseyTrusted pros are vetted experts who have your best interests at heart. They’ll find you the right coverage on your home, auto and umbrella policies.
Saving You Time and Money
Your pro will shop the insurance market for discounts and deals for you, at no extra cost.
Protecting What Matters
RamseyTrusted pros ensure you have all the coverage you need and nothing you don’t.
How Do You Get Umbrella Insurance?
Fill Out Our Form
Answer a few questions to kick things off and get matched with a RamseyTrusted insurance pro.
Talk With a Pro
Your pro will call you for more details, shop the best rates, and let you know how much protection you need.
Pick Your Policy
Choose the right umbrella coverage to safeguard your future.
Who Needs Umbrella Insurance?
The more you have, the more you have to lose—and standard insurance policies won’t always be able to provide enough coverage. So, you’ll need umbrella insurance if:
- Your net worth is over $500,000
- People know you’re wealthy
- You’re vulnerable to lawsuits
Learn how umbrella insurance keeps your family and your nest egg safe!
How Much Umbrella Insurance
Do I Need?
The coverage amount of your umbrella insurance policy should match your entire net worth. So if your assets stand at $1 million—bingo. That’s how much umbrella insurance you need. $3 million? Same.
We’ll show you exactly how to figure out what you need so your nest egg is protected.
How Much Does Umbrella
Insurance Cost?
Umbrella insurance is actually very inexpensive. Just keep in mind, a number of details can push the cost a little up or down. Factors like:
- Where you live
- How many homes, vehicles or boats you own
- How much coverage you need
We’ll break down the details for you and show you what you need to qualify.
RamseyTrusted connects you with insurance pros who don’t just sell—they serve. These are independent providers who’ve earned our seal by going through a strict vetting process and committing to the same values we teach. You can feel confident knowing we’ve already done the homework so you don’t have to figure insurance out alone.