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Dave’s Gift Guide for Everyone on Your List

When it comes to Christmas shopping, you probably live in one of two camps: You either love it or you hate it. If you’re in the camp that can’t stand the holiday hustle, we totally get it. There are large crowds, pushing and shoving (sometimes), and traffic—lots of traffic. Not to mention a gift list that’s full of hard-to-shop-for family and friends who seem to have everything. With that kind of “fun” to look forward to, it can be hard to get in the Christmas spirit. But don’t worry. We’ve got you covered.

So, instead of sitting in holiday traffic and burning those mental calories (and money) on random purchases, check out our list. There are gift ideas that have the potential to change the year (and even the lives) of everyone on your list.

Gift Ideas for Everyone on Your Christmas List

And we mean everyone. From the personal development junkie to the person who needs a little more organization in their life to the one who needs a crash course on budgeting—we’ve got you (and your Christmas list) covered. Long lines, traffic and holiday rush not included. You’re welcome.

For the One Looking for Hope (and Some Practical Next Steps):

Let’s face it: 2020 was one big dumpster fire. It impacted almost every single person on the planet. And if the person on your Christmas list has been furloughed, lost their job, or realizes it’s time to make a change in the career department, we’ve got their back.


Debt has had its fun with your budget (or lack thereof) long enough. Tell the debt in your life to go kick rocks with Ramsey+. This all-access membership helps you say goodbye to your debt for good. It’s not a one-and-done program. With Ramsey+, your friends will have the plan, support and constant encouragement they need to find the financial peace they’re looking for.

Redefining Anxiety

Anxiety is at an all-time high. With COVID, job layoffs and more people working from home, it’s time to address the truth about what’s really going on. Ramsey Personality Dr. John Delony has written this brand-new Quick Read to help you understand the biggest myths about anxiety—and what’s really true—so you can experience less stress and move forward with your life.

The Proximity Principle

Whether you know someone who’s looking for a job after being laid off or looking to get out of their 9-to-5 cubicle, Ken Coleman is their guy. In his book The Proximity Principle, Ken gives readers a plan and the action steps they need to get from where they are to where they want to be.

For the Personal Development Junkie in Your Life:

We all want to grow, right? Turns out, it doesn’t just happen by accident. That’s why we put together some great gifts for the person who’s always down for a good personality test and learning the true why behind what they do.

Know Yourself, Know Your Money

Have you ever wondered why you always seem to fall into the same patterns when it comes to your money? Rachel Cruze’s new book helps you get to the root of your choices and mistakes. She explains the psychology, strengths and challenges that come with each of her brand-new 7 Money Tendencies. You’ll learn exactly where you are, why you handle money the way you do, and how your personal tendencies impact every decision you make!


Start budgeting with EveryDollar today!

Preorder a copy of the book for your friend (and maybe one for you too) or check out these fun book bundles to help you dig even deeper:

Living True: 40 Days to Get Back to You

Sometimes, you just need to stop and take a deep breath. We wear a lot of hats, take on too many things, and sometimes just get a little lost. And when you’re lost or stuck, one of the best things you can do is look back so you can move forward. Christy Wright wants to help you do just that with her brand-new 40-day devotional, Living True: 40 Days to Get Back to You. She’ll guide you along as you remember who God is, who you are, where you are, and where you’re going. Ready? Let’s make 2021 the year you help your friends get back to who they were created to be.

The Contentment Journal

In our world of comparison, instant gratification and perfectly organized social media feeds, gratitude and contentment have become something of a lost art. And if you aren’t intentional about cultivating a heart of thankfulness, it can be easy to get swept up in all the madness. No one wants to live like that! So, help give the gift of gratitude this Christmas with The Contentment Journal. Or grab the two-pack (one for them and one for you—Merry Christmas).

For the One Who Loves to Plan and Organize:

Organization and planning take a lot of effort. But you don’t have to reinvent the wheel in order to succeed. All you need are the tools that will help you reach your goals—and we’ve got them. Put these gifts on your shopping list (and maybe snag one for yourself too).

The Rachel Cruze Wallet

We’ve all done it: pulled out our wallet at the cash register and opened it up to bills falling out, debit cards hidden between receipts, and just plain chaos. There aren’t many wallets on the market that allow you to use the envelope system (because cash is king) and have slots for your bank cards. Rachel decided to change that with her new genuine leather wallet. Each purchase of these wallets has a purpose. Rachel partnered with JOYN, an organization that has a mission to empower locals in vulnerable communities within India. Help your friends save money (and work to change their family tree) while helping the artisans who handmake these wallets! That’s something everyone can feel good about. Win-win-win!

2021 Goal Planner by Christy Wright

Help your friend keep track of their goals with Christy Wright’s brand-new 2021 Goal Planner. The planner is designed to completely focus on every area of life that’s important to you. It’ll help you grow as a person, build confidence in who you were created to be, manage your schedule, and crush your goals. This is the tool your family needs to make this year everything they want it to be.

For the One Who Needs to Get Back on Track:

We all love a good New Year’s resolution, don’t we? Well—love is a strong word for some of us. When it comes to getting back on track, you need a plan and the tools that will help you get there. And sometimes, you even need a friend who helps give you the kick in the pants you need. So this year, be the friend that helps your loved ones get back on track.

The Starter Special

Help your family or friends put an end to the cycle of debt with this Starter Special. Not only will they give their finances a makeover with Dave Ramsey’s book (and workbook) The Total Money Makeover, but they’ll also learn what it takes to become a millionaire with Chris Hogan’s book Everyday Millionaires—all while learning how to be content with the life they have with Rachel Cruze’s audiobook of Love Your Life, Not Theirs. Plus, they’ll get a digital guide to budgeting with EveryDollar and their very own deluxe envelope system (cash is king, remember?).

The Baby Steps Bundle

Ramsey’s 7 Baby Steps show you how to save for emergencies, pay off debt—even those student loans—and build wealth. This Baby Step-focused bundle will help your loved ones learn how to reach their financial goals with The Total Money Makeover, create healthy money habits through contentment with Rachel Cruze’s audiobook of Love Your Life, Not Theirs, and understand how to retire well with Chris Hogan’s Retire Inspired. They’ll also get the starter envelope system and the EveryDollar Complete Guide to Budgeting (e-book).

Ramsey+ and TMMO bundle

Help your family give their finances a complete makeover. With Ramsey+, they’ll learn everything they need to take control of their money once and for all. Plus, they won’t have to do it alone. Ramsey+ shows them the ropes while giving them the encouragement and support they need to succeed. Then, they’ll learn how to reach their financial goals with Dave’s bestselling book, The Total Money Makeover.

Personal Finance 101 Bundle

Sometimes, we just need to strengthen our financial foundation—especially after this year. This is the perfect gift for anyone who wishes they could go back and learn personal finance—without the stuffy professor. If you’ve got a teen at home, this is the perfect gift that will set them up for success, build a life far from debt, and teach them everything they need to know about personal finance. Top it all off by helping your friends learn their money mindset with Rachel Cruze’s new book, Know Yourself, Know Your Money, and then give their finances a makeover with The Total Money Makeover.

For the Grad in Your Life:

Show them the support they need with gifts that will help them win. Sure, a card with a little cash is nice. But showing them the ropes before making a ton of royal mistakes at school or committing to a long-term relationship with Sallie Mae is even nicer. Check these bundles out:

College 101 Bundle

You could get your soon-to-be high school grad another video game. Or you could set them up for a successful future with this College 101 Bundle. They’ll learn how to avoid student loans like the plague with Anthony ONeal’s book Debt-Free Degree. Then they’ll learn what mistakes they should avoid and how to make smart financial decisions with The Graduate Survival Guide. We promise—they’ll thank you later.

College Grad Gift Pack

Many college grads leave the ceremony with a degree in one hand and thousands of dollars of debt in the other. Anthony ONeal wants to help them leave Sallie Mae behind and pay off their student loans faster. Help the grad in your life pay off debt, find their career calling with The Proximity Principle, and land their dream job after graduation with Ken Coleman’s Get Hired Guide.

For One of Your Favorite Couples:

A white dress, an expensive tux, a rustic barn, fancy food, and a honeymoon . . . it all adds up pretty quickly. Have you ever thought about how the bride and groom are paying for their big day after the wedding dust settles? Did they put it on a card? Do they know how to handle their finances as a couple? Are you even allowed to ask these questions? Leave the questions to us and gift them the keys to a healthy and happy financial future—together.

Money and Marriage Bundle

When it comes to a successful marriage, communication is key. This Money and Marriage Bundle will help the newlyweds in your life learn how to make a plan to communicate about money, create a budget, work through money fights, set goals, and more. Here’s what they’ll get: Love Your Life, Not Theirs, The Good Fight, Better Love Assessment, and Conversation Starters for Couples.

Wedding Gift Pack

Help your newlywed friends learn how to get on the same page with their money this Christmas with the Wedding Gift Pack. They’ll learn how to talk about money, create good goals and habits, and organize their monthly budget meetings. Here’s what they’ll get: Dave Ramsey’s The Total Money Makeover, Rachel Cruze’s Know Yourself, Know Your Money book, e-book and audiobook, His and Hers Envelope Systems, Conversation Starters, a free video lesson with Rachel, a digital budget meeting guide, and a free call with a Ramsey Preferred Coach!

For the Kids:

You’ve probably heard the phrase “more is caught than taught.” It’s true. When it comes to raising the next generation, it’s important to show them the ropes so they can grow into fully capable adults in the world. But it starts at home, and it starts with parents who show them how to deal with money—the right way. Give the littles in your life the chance to win with money.

Junior Storytime Collection

Teach kids how to work, give, save, spend, avoid debt, and live a life of integrity with this book set. Kids will join Junior as he learns how to handle money the hard way with six different stories that teach your kids how to win with money.

Financial Peace Jr.

Raise money-smart kids with this tool kit. It includes a parent guide with step-by-step instructions on how to use the kit, along with insight into the ages and stages for different money concepts. There’s also an activity book, a launch pad chart with stickers, a chore chart and give, save, spend envelopes.

Adventure Pack

Go all in and give the kids in your life the gift of financial peace. They might not appreciate it now, but they’ll thank you later. This pack includes Financial Peace Jr., the Smart Saver Bank, and the Junior Storytime Collection.

See? There’s really something for everyone on your list. We hope our holiday gift guide helps you find some practical, meaningful and affordable gift ideas. Make a purchase in our online store, then sit back and relax knowing someone will unwrap the gift of hope this season. We bet they’ll appreciate it way more than another itchy sweater.

But if you’re still stumped on your gift search, use our Gift Finder to help you find the perfect gift this Christmas!

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners.

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Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
Take the Free Assessment