Ramsey Solutions Disclosures

SmartVestor™ is an advertising and referral service for investment professionals operated by The Lampo Group, LLC d/b/a Ramsey Solutions ("RS"). When you provide your contact information through the SmartVestor™ site, RS will introduce you to up to five (5) investment professionals ("Pros") that are in your geographic area, including Ryan Olson ("Adviser"). It is up to you to interview Adviser and decide whether you want to hire them. If you decide to hire Adviser, you will enter into an agreement directly with Adviser to provide you with investment advisory services. Adviser has signed a Code of Conduct under which it has agreed to certain general investment principles, such as eliminating debt and investing for the longer-term, that are consistent with Dave Ramsey's philosophy, but RS does not monitor or control the investment advisory services Adviser provides. Adviser has entered into an arrangement with RS under which Adviser pays RS flat monthly fees which include a Territory Fee of $500 and a Membership Fee of $0, to advertise its services through SmartVestor™ and to receive client referrals in the form of an initial introduction to interested consumers who are located in Adviser's geographic region. The fees paid by Adviser to RS are paid irrespective of whether you become a client of Adviser, and are not passed along to you. However, the presence of these arrangements may affect Adviser’s willingness to negotiate below its standard investment advisory fees, and therefore may affect the overall fees you pay. Please ask your Adviser for more information about its fees. RS is not affiliated with Adviser and neither RS nor any of its representatives are authorized to provide investment advice on behalf of Adviser or to act for or bind Adviser. No investment advisory agreement with Adviser will become effective until accepted by Adviser. Neither RS nor its affiliates are engaged in providing investment advice. RS does not receive, control, access or monitor client funds, accounts, or portfolios. RS does not warrant any services of Adviser or any SmartVestor™ Pro and makes no claim or promise of any result or success by retaining Adviser. Your use of SmartVestor™, including the decision to retain the services of Adviser, is at your sole discretion and risk. Any services rendered by Adviser are solely that of the Adviser. The contact links provided connect to third-party sites. RS and its affiliates are not responsible for the accuracy or reliability of any information contained on third-party websites.