Gazelle Spend & Save the Ramsey Way

This new banking experience helps you attack your money goals with gazelle intensity.

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Download the app1 now to get started.

Banking services provided by Pathward, N.A., Member FDIC.

How Is Gazelle Different?

Banking should work for you. Your goals. Your money. And your life—the one you want and deserve. Gazelle equips you with the right kind of bank and the tools you need to make your money go far, fast. Download the app1 now to get access to a whole new way of banking.


What You’ll Get With Gazelle

Why Did We Create Gazelle?

Gazelle is a new banking experience2 that aligns with the debt-free principles we teach. We created it to help you outrun the normal debt-driven banking experience, get to your goals fast, and really win with your money. You’re doing the hard work to live like no one else. And a world-class effort deserves a world-class experience.

Frequently Asked Questions

It’s the digital banking experience that helps you spend and save the Ramsey way! Banking services are provided by Pathward, N.A., Member FDIC.

Once you sign up, you’ll receive your Gazelle World Debit Card within seven to 10 business days.

You’ll be able to link your current bank account inside Gazelle and move money9 into Gazelle anytime. You can even change your direct deposit with your employer to move a specific amount each payday. And if you do that, you’ll get paid up to two days early!5

You can send us feedback at Feel free to reach out if you run into a problem or if you have ideas about how we could make Gazelle better!

Yes, it is! We’re using encryption to help protect your data. Plus, your money is FDIC insured8 through our partner bank.

You can use the online community to ask questions or you can reach out to us at

1 No charge for this service, but your wireless carrier may charge for messages or data.

2 Banking services provided by Pathward, N.A., Member FDIC.

3 Pathward, N.A., and Mastercard are not affiliated in any way with this statement.

4 Other fees may apply, see your Deposit Account Agreement for details.

5 Faster funding claim is based on a comparison of the Pathward, National Association, policy of making funds available upon receipt of payment instructions versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the time of payor’s payment instruction.  

6 No ATM owner surcharge or ATM Cash Withdrawal Fees for domestic ATM withdrawals at MoneyPass ATMs (”in-network ATMs”). Visit the Gazelle Mobile app for a list of in-network ATMs. All other ATMs may apply an owner’s surcharge fee in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement.

7 Netspend Payback Rewards is an optional program. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in the Gazelle app for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program.

8 Upon successful activation and registration of the Account, funds on deposits at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Accountholder's funds held on deposit at Pathward, N.A.

9 Bank Transfer is a money transfer service provided by Netspend Corporation (NMLS# 906983). See

Gazelle is a demand deposit account established by Pathward, National Association, Member FDIC, and the Mastercard Debit Card is issued by Pathward, N.A., pursuant to license by Mastercard International Incorporated. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.
Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted.

Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

©2022 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.