Rachel Cruze is a two-time #1 national bestselling author, financial expert, host of The Rachel Cruze Show, and co-host of Smart Money Happy Hour. Since 2010, Rachel has served at Ramsey Solutions, where she helps people get out of debt, take control of their money, and create a life they love. She’s authored four bestselling books, including Know Yourself, Know Your Money.

Dr. John Delony is a two-time #1 national bestselling author, mental health and wellness expert, and host of The Dr. John Delony Show. Since 2020, John has served at Ramsey Solutions, where he teaches on relationships, mental health and emotional wellness. Before joining the team, he spent two decades in crisis response, walking with people through severe trauma. He holds two PhDs—one in counselor education and supervision and the other in higher education administration. His newest book, Building a Non-Anxious Life, unpacks the Six Daily Choices for a non-anxious life.