Includes Financial Peace University, the EveryDollar Budgeting App and Financial Coaching
Hey, you! (Yes, we really mean y-o-u.) You know firsthand how hard and confusing money can be. And if you’ve experienced Financial Peace University or budgeted with our EveryDollar app —you know how life-changing they are! And now, you can share that life-change with the people you love . . . through a Ramsey+ gift card.
Whether they’re fresh out of college or bumping up against retirement, your loved one will take complete control of their money with all our best tools and teachings bundled in a Ramsey+ membership. We’re talking paying off debt fast. Building wealth that lasts. And giving with outrageous generosity. (That’s what we call living like no one else.)
Financial Peace University
It all starts here. With this course, they’ll learn the same proven plan that’s helped millions of people win with money. They can stream all nine lessons anytime, anywhere—or join a class in person or online for even more encouragement and support.
Premium Version of EveryDollar
So, how do they put that plan into action? With. A. Budget. And with premium features like bank connection and personalized reports, they’ll stay in control of their spending and reach their goals even faster.
Live Group Financial Coaching
We all get stuck every once in a while. But they can jump on a live call with one of our in-house financial coaches and ask any question they want. As often as they want. Boom. Unstuck.
What is Ramsey+?
Ramsey+ is everything you need to win with money—all in one place. It's an all-access membership that includes our bestselling money tools, apps, content and resources to help you take control of your money for good. Your membership includes access to all of our premium features, including Financial Peace University, EveryDollar budget reporting and automatic bank transactions, the BabySteps app, Ask a Coach, the Debt Snowball Calculator, PLUS so much more.
Who is Ramsey+ for?
Ramsey+ is for everybody! It has the content, tools and resources you need to reach your money goals faster. Whether you’re trying to get out of debt or save for retirement, Ramsey+ is here for the entire journey.
Is Ramsey+ three different apps?
Ramsey+ includes three different apps: FinancialPeace, EveryDollar and BabySteps. But you also get tons of other great features, like virtual groups with Financial Peace University, coaching resources, tailored content and budget reporting.
Can I get a subscription to only one app?
A Ramsey+ membership gives you access to all three amazing apps. It’s like getting guac, queso and salsa for the price of one. We don’t do individual app subscriptions.
Can I buy Ramsey+ as a gift for someone else?
You bet! Select the “Send as a gift” checkbox on the first checkout screen and fill in the recipient’s information at the bottom of the form. After you check out, they will immediately receive an email with instructions on how to set up their account.
Can I share my membership with my spouse?
Yes! You can log in to multiple devices using the same username and password you created your account with.
What is Financial Peace University?
Financial Peace University has been our flagship product for almost 30 years. Nearly 6 million people have gone through the nine lessons and learned the proven plan to pay off debt, save for emergencies, and build wealth. Financial Peace University is included in your Ramsey+ membership. You can also join a virtual class so you can go through the course with a community of folks who will walk with you as you begin crushing your money goals.
Do I need a Ramsey+ membership if I’ve already taken Financial Peace University?
Yes. The good news is, we are updating our content and adding new courses and resources all the time. The better news is, we have tools that will help you every step of the way.
How do I join a virtual class for Financial Peace University?
After you create your account, sign in to ramseyplus.com and click on the Learn tab. Select Start Financial Peace University, then Find a Class. You can search by day of the week and meeting time to find a class that fits your schedule. There are lots of classes starting up all the time!
Do I need the Financial Peace University workbook to get started?
Nope! Being in a virtual class and having a workbook are just a couple ways to get started. But you can also choose to watch the content at your own pace. Either way, you can start budgeting and tracking your progress as soon as you sign up!
What happened to the Financial Peace Membership?
We took the Financial Peace Membership and made it a Ramsey+ membership. We added more content and put all of our bestselling tools together in one all-access package.
I’ve got a subscription to EveryDollar Plus. Do I need to do anything to get Ramsey+?
Nope! In fact, EveryDollar Plus users have always had access to all the great content in a Financial Peace Membership. Now, you’ll get everything included in your Ramsey+ membership! Just sign in to Ramsey+ with your EveryDollar login info and you’re good to go.
Does Ramsey+ help me even if I'm not in debt?
Absolutely! With Ramsey+, you’ll learn all about the 7 Baby Steps. This is the money plan for real life—ALL of your life. Getting out of debt isn’t the peak of your money journey. It’s just the beginning.
Is $129.99 really worth it?
We know it is. Following the 7 Baby Steps, the average person finds $332 after their first month of budgeting. In the first 90 days, the average person pays off $5,300 in debt and puts $2,700 into savings. And that’s just in the first three months! Imagine what you can do after that.
Shipping & Delivery
All physical products will be processed and ready to ship within two business days (often even faster). The total delivery time depends on the service you select and where your order is being delivered. You may see multiple shipping options to choose from during checkout. Our default choice will always be the most economical, but not necessarily the fastest.