Financial Peace University - Now Part of an All-Access Ramsey+ Membership

Financial Peace University

The Proven Plan to Pay Off Debt Fast

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When debt isn’t holding you back, nothing can stop you from living the life of your dreams (yeah, that one you’re thinking about right now). And here’s the good news: You can get there. You just need a plan that works.

That’s Financial Peace University—only available inside a Ramsey+ membership. FPU is the nine-lesson course that teaches you the step-by-step plan—aka the Baby Steps—to pay off debt fast and save more money for your future.

Stuffy financial classes? Not here. FPU is full of energy, easy-to-understand lessons, and real-life examples of people just like you who have taken control of their money. For good.

Dave Ramsey’s been teaching commonsense, biblical money principles for over 25 years. And they work. Every time. Just ask the nearly 6 million people who have taken FPU and never have to worry about money again.

You’re next. Ready?

In Financial Peace University, you’ll learn how to:

  • Take control of your money
  • Attack debt with a vengeance and pay it off fast
  • Save for emergencies
  • Choose the right insurance plans
  • Invest wisely and build wealth
  • Give generously (the best part)

You can also:

✔️ Join an in-person or virtual class for community and support.

✔️  Stream the lessons anytime. Anywhere.

✔️  Download the digital course workbook.

Get access to FPU through a Ramsey+ membership, which also includes all the content and tools you need to work 👏🏻 the 👏🏻 plan. 👏🏻 (Because just knowing the plan isn’t enough.) You’ll get the premium version of EveryDollar (our world-class budgeting tool), a free 1:1 coaching call, a savings and debt payoff tracker, plus so much more.

What's Included?

  • Ramsey+ Learn Financial Peace University

    Learn with Financial Peace University and all our best online money courses.

    Stuffy financial classes? Not in Ramsey+. Financial Peace University is full of energy, real-life examples and money tips. Join an in-person or virtual class to connect with others, or watch it all from the comfort of your own couch.

    Plus, you’ll get even more awesome courses like Smart Money Smart Kids, Legacy Journey and Budgeting That Actually Works. Dave Ramsey, Rachel Cruze and Chris Hogan walk through the money info you need without the confusing financial blah blah blah everyone else is dishing out.

    You can be confident with your money. No matter your past. No matter your income. These classes teach you how.

  • Ramsey+ Budget with EveryDollar Plus

    Budget with the premium version of EveryDollar.

    Tell your money where to go, and you’ll stop wondering where it went. How? With the premium version of EveryDollar—a Ramsey+ exclusive.

    You’ll get budgeting features like custom budget reports and bank connectivity, which streams transactions straight into your budget. You just drag and drop them to the right budget line.

    No more missed expenses, busy budgeter. Overdraft fees? A thing of the past.

    From your desktop or phone, it’s easy, accurate budgeting on the go.

  • On Demand Courses - Ramsey+

    More On-Demand Courses

    Learn the basics or go deeper with 20+ hours of money content. Watch anytime. Anywhere.

  • Ramsey+ Track Your Progress with the New BabySteps App

    Track with the BabySteps app.

    Got money goals? Do something about them. The BabySteps app shows you the next right step with your money so you stay on target and on fire.

    Destroy your debt. Save faster than ever.

    This interactive app makes it fun to track your money progress—giving you that extra oomph to crush those money goals like never before.

    Because you’ve got what it takes. You just need to keep moving!

  • Exclusive Livestream Events - Ramsey+

    Exclusive Livestream Events

    Get online access to our world-class live events. Learn from our experts on money, career, family, leadership and more.

  • 1:1 Coaching Call - Ramsey+

    1:1 Coaching Call

    Get your money questions answered with a free financial coaching session. (Yes—you get to talk to a real person!)

  • Free Audiobooks - Ramsey+

    Free Audiobook

    Listen to Rachel Cruze's latest book, Know Yourself, Know Your Money, and get to the root of why you spend money the way you do (and what to do about it!). More audiobooks to come soon!

  • Watch at Home OR Join a Group

    You can watch the videos on your own schedule from the comfort of your home and join discussions in our online community. Or you can join one of the 5,000+ local and virtual groups to stay motivated and connect with people just like you.

    See Available Groups

Customer Ratings and Reviews

Dave Ramsey

About Dave Ramsey

Dave Ramsey is America’s trusted voice on money and business. He’s authored seven bestselling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, The Complete Guide to Money, Smart Money Smart Kids and The Legacy Journey. The Dave Ramsey Show is heard by more than 16 million listeners each week on more than 600 radio stations and digitally through podcasts, online audio streaming and a 24-hour online streaming video channel.

Rachel Cruze

About Rachel Cruze

Rachel Cruze is a two-time #1 national bestselling author, financial expert and host of The Rachel Cruze Show. She has appeared on Good Morning America, Today and Live With Kelly & Ryan, among others. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people how to avoid debt, save money, budget and win with money at any stage in life.


What is Ramsey+?

Ramsey+ is everything you need to win with money—all in one place. It's an all-access membership that includes our bestselling money tools, apps, content and resources to help you take control of your money for good. Your membership includes access to all of our premium features, including Financial Peace University, EveryDollar budget reporting and automatic bank transactions, the BabySteps app, Ask a Coach, the Debt Snowball Calculator, PLUS so much more.

How long does a membership last?

Your membership is an annual membership that renews every year. You can cancel at any time.

Does my membership cover my spouse?

Yes! Only one membership is needed per household.

How often does a group meet? For how long?

Groups meet once a week for nine weeks to watch and discuss each video lesson together or virtually. Each week, groups typically meet for about 90 minutes.

What if I miss one week of my group?

No biggie! You can watch the lesson you missed from your online account.

What if there isn't a group in my area or one that fits my schedule?

Don't let that keep you from changing your life! Purchase your membership now and start working through the lessons at your own pace. You can join an in-person group at any time if one becomes available for you.

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