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Track your money progress.

Spend less time worrying about your life and more time living it.

Find out where you are.

Always know where you stand. Always know where you’re heading. At a glance, you’ll see where you are with your goals–and know the next right move for your money.

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Discover your debt-free date.

Add your debt to the app. Then you’ll see your target debt-free date. And the more you sacrifice, the sooner you’ll make it happen.

Use the tools to help you get ahead.

Track your emergency fund balance. Check your investing progress. Watch as you build your kid’s college fund. Celebrate each debt you pay off and every dollar you save–one Baby Step at a time.

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Track your progress anywhere.

Download the new BabySteps app and know exactly how you’re doing. 

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Choose Your Plan

For a limited time, get a 12-month membership for the price of six months.
No charge until your 14-day trial ends. Cancel anytime.

*Limited-time offer ends at 11:59 PM CT on August 31, 2021.

This offer is not valid for existing Ramsey+ members.

In Case You Missed Anything

Ramsey+ is an all-access membership to our best money tools, apps and content. With Ramsey+ you’ll discover how to take complete control of your money—and get the tools you need to make it happen. Your membership includes access to our online courses, including Financial Peace University, the premium version of EveryDollar, the BabySteps app, PLUS so much more.

Ramsey+ is for people who need help or want to do better with money! It has the content, tools and resources you need to reach your money goals faster. Whether you’re trying to get out of debt or save for retirement, Ramsey+ is here for the entire journey.

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The 7 Baby Steps are the proven plan to help you win with your money. For more information, check out Dave Ramsey's 7 Baby Steps

Absolutely! With Ramsey+, you’ll learn all about the 7 Baby Steps. This is the money plan for real life—ALL of your life. Getting out of debt isn’t the peak of your money journey. It’s just the beginning.